136 legal [2, *]questions have been posted about debtor and creditor by real users in New York. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include collections, and creditors rights. All topics and other states can be accessed in the dropdowns below.
Recent Legal Answers
You need to answer the case. As this deal was not documented by either side, you clearly have defenses. It would not be that expensive to... Read Answer
By definition, the garnishment means there is a judgment. The statute of limitations is for bringing a suit. A judgment lasts for 20... Read Answer
Your wife's HSA is likely exempt from garnishment, but her salary may not be. If your wife's HSA (Health Savings Account) was set up under the... Read Answer
You need to sue your former friend for unjust enrichment and replevin (to get the car back). You need to not only get the car to give back to the... Read Answer
It is a problem. You cannot take the car because it is registered to her. You can sue in civil court for what you paid, but what evidence... Read Answer
You are not liable as a matter of contract. If debts are for "necessaries" which are food, medical care, etc., then technically you can be... Read Answer
What you are being told is gibberish. Sounds like a scam.
In addition to a lawyer, you might need a plumber to clear the violations by certifying compliance with the law. No one could comment on the... Read Answer
Sometimes medical bills of the first to die spouse are the responsibility of the survivor under the rule of necessaries. No one else has this... Read Answer
This is an unusual situation. The judgment must be large. Both you and he need a lawyer. You also need to deal with the judgments.
You did not post your location, but that will impact the answer. In NYC, Civil Court claims can be up to $25,000. Outside of the City,... Read Answer
Hello Karen,
To which firm is this inquiry directed?
Mitchell Nathanson
Of course you have to make up the difference. You owe the loan. You will be sued eventually if you do not pay.
Anyone can sue anyone. However, you must have some proof -- a check, an email saying thank you -- something.
There are several issues. TO answer your direct question, if the car was taken by the judgment holder then it would need to pay off the lien... Read Answer
Unfortunately, you are out of all realistic options.
Yes, but what is owed may include fees for setting up the repo.
The statute of limitations has expired on bringing a new lawsuit, so the issue is whether there is an existing judgment against you. You can... Read Answer
You can sue. Call a lawyer. Your rights are governed by the documents which no one has seen.
I have not seen the agreement, but as you owe the money on the old loans anyway, reaffirming you owe seems like a non-issue.
The company can hold you liable, but you cannot be sued for this claim as the statute of limitations has expired.
Six years from the date of the last payment.
You need to pay the attorney, and get a satisfaction of judgment form in return to file with the court. For a couple of hundred dollars an... Read Answer
Because a judgment creditor can theoretically levy the coop, the co-op board will not approve you as a buyer due to the judgment. Moreover, a... Read Answer