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Debtor And Creditor Legal Questions

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490 legal questions have been posted about debtor and creditor by real users. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include collections, and creditors rights. All topics and other states can be accessed in the dropdowns below.
Debtor And Creditor Questions & Legal Answers - Page 18
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Recent Legal Answers

how do I respond to mediation summary going pro se

Answered 11 years and 10 months ago by attorney Matthew James Porter Coffman   |   1 Answer
seek legal counsel.
seek legal counsel.

I have a bunch of debts of like 500 $ to stupid stuff. Can I pay a lawyer to handle it for me and pay them all off I have the $ to pay them. I

Answered 11 years and 10 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
There are, but the added expense if un-necessary if you are simply looking to pay off your creditors. You are entitled to a FREE credit report that you can obtain by going on any website for Experian, Trans Union, or Equifax. From there contact your creditors, tell them you want to pay the bill ....and problem solved. You can contact our office at 1-800-922-6442 for a FREE consultation if you have additional questions.... Read More
There are, but the added expense if un-necessary if you are simply looking to pay off your creditors. You are entitled to a FREE credit report that... Read More

Does a contractor have legal recourse if he cashed a check with "Balance Paid in Full" in the memo?

Answered 11 years and 10 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Not picking up certified mail is NEVER a good idea. The answer is generally no, that ruse does not work for a variety of reasons.
Not picking up certified mail is NEVER a good idea. The answer is generally no, that ruse does not work for a variety of reasons.

Can I dispute a judgement that was filed against me 7 years ago?

Answered 11 years and 10 months ago by Sefton K. Smyth (Unclaimed Profile)   |   1 Answer
Unfortunately, the time to dispute that judgment is long since past.  And if the judgment is docketed in circuit court, which is where judgment become a lien on property, the creditor has 20 years to collect on the judgment.  If you do not want a lien on your new house, you might want to contact the creditor directly to arrange to get it paid!... Read More
Unfortunately, the time to dispute that judgment is long since past.  And if the judgment is docketed in circuit court, which is where judgment... Read More

if a judge grants a rehearing or reopening of a civil case does that automatically vacate the prior judgment against that individual in the state va

Answered 11 years and 10 months ago by Sefton K. Smyth (Unclaimed Profile)   |   1 Answer
It vacates any judgment that was entered in that case, but it has no bearing on judgments entered in prior cases.
It vacates any judgment that was entered in that case, but it has no bearing on judgments entered in prior cases.

my question now what should i do if i want to solve debts problems and rebuilt my credit history again?

Answered 11 years and 10 months ago by attorney Mitchell A. Nathanson   |   1 Answer
Make sure to take an English class before you graduate.
Make sure to take an English class before you graduate.

New York Bank Levy

Answered 11 years and 10 months ago by attorney Mitchell A. Nathanson   |   1 Answer
A depositor has 20 days to claim an exemption to a restrained bank account before a levy can occur.
A depositor has 20 days to claim an exemption to a restrained bank account before a levy can occur.

A creditor wants to garnish my wages. The debt is over 10 years old

Answered 11 years and 10 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
If they have a judgment, and your not exempt, they may be able to. If you have questions, we provide FREE legal consultations at 1-800-922-6442.
If they have a judgment, and your not exempt, they may be able to. If you have questions, we provide FREE legal consultations at 1-800-922-6442.

Debtors/collectors contacting me concerning child's debt

Answered 11 years and 10 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Yes, you may have a legal action, as well as your daughter might, under the FDCPA/FCCPA for abusive collections conduct. If you have questions, we provide FREE legal consultations at 1-800-922-6442.
Yes, you may have a legal action, as well as your daughter might, under the FDCPA/FCCPA for abusive collections conduct. If you have questions, we... Read More

Can I do something about a company constatly harrasing about a car I no longer have a dealer spoke to them already about paying it off.

Answered 11 years and 10 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Yes. It may be a violation of the FCCPA. We sue people for this all the time. If you have questions, we provide FREE legal consultations at 1-800-922-6442. Be aware though, that just because dealer was supposed to pay off prior loan, if he didn't you may still owe the oiginal bank the money.... Read More
Yes. It may be a violation of the FCCPA. We sue people for this all the time. If you have questions, we provide FREE legal consultations at... Read More

What can I do regarding a water softener I dropped a written letter cancelling in 2008 and now I have pending litigation?

Answered 11 years and 10 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
You need to contact a local civil trial lawyer and retain themto help you address this issue. If you have questions and would like a FREE consultation, simply contact our office at 1-800-922-6442.
You need to contact a local civil trial lawyer and retain themto help you address this issue. If you have questions and would like a FREE... Read More

can a Florida court attach real property in another state

Answered 11 years and 10 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Yes. Its called domestication of a judgment via full faith and credit.  If you have questions or would like to discuss this issue further, we do offer FREE consultations. Just call 1-800-922-6442.
Yes. Its called domestication of a judgment via full faith and credit.  If you have questions or would like to discuss this issue further,... Read More

Received a letter "affidavit of attorney's fees" - what are my options

Answered 11 years and 10 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
You should speak to a lawyer about this as it could be a fraud scam on one part or associated with a judgment on the other.  If you have questions or would like to discuss this issue further, we do offer FREE consultations. Just call 1-800-922-6442.
You should speak to a lawyer about this as it could be a fraud scam on one part or associated with a judgment on the other.  If you have... Read More

A person has filed a law suit against another party. I have a promissary note where he promised to pay me back 1200 dollars.

Answered 11 years and 11 months ago by W Chase Carpenter (Unclaimed Profile)   |   1 Answer
I wouldn't bother sending it.  Unfortunately, it won't be that simple to get the money as the lawyer has no right to issue money to you from the other lawsuit proceeds (that is, assuming that your promissory note doesn't have anything to do with the other suit - like being an expert witness or something).  What you'll want to do is go directly to the person and demand the payment per the promissory note.  If he decides not to pay you, you can file a lawsuit in small claims court.  Either you'll settle it out before trial or (if things go your way), you'll walk out with a Judgment that allows you certain rights to collect the money.  ... Read More
I wouldn't bother sending it.  Unfortunately, it won't be that simple to get the money as the lawyer has no right to issue money to you from the... Read More

Can wages be garnished without a hearing?

Answered 11 years and 11 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Yes. If you dont file proper paperwork and have an exemption. If you have questions about your case and would like a FREE consultation, please feel free to contact our office at 1-800-922-6442.
Yes. If you dont file proper paperwork and have an exemption. If you have questions about your case and would like a FREE consultation, please feel... Read More

Protecting my identity?

Answered 11 years and 11 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
No idea what you are actually asking. Can you keep people from using you as a reference? No. If you have questions about your case and would like a FREE consultation, please feel free to contact our office at 1-800-922-6442.
No idea what you are actually asking. Can you keep people from using you as a reference? No. If you have questions about your case and would like a... Read More

collecting judgement award from bankrupt debtor

Answered 11 years and 11 months ago by attorney Bankruptcy Attorney Mark J Markus   |   1 Answer
If the corporation filed a Chapter 7 case, then you should file a proof of claim with the bankruptcy court so you can share in any distribution from the Trustee.  If you did not receive notice, you should be allowed to file a late claim (assuming it is late at this point--it all depends on what deadlines have been set in the case). Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau. ... Read More
If the corporation filed a Chapter 7 case, then you should file a proof of claim with the bankruptcy court so you can share in any distribution from... Read More

On a small claims judgement in the state of Florida what is the statute of limitations on collecting the judgement

Answered 11 years and 11 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
There is no distinction between court levels for a judgment. They are all treated the same, so the enforcement of a judgement in general applies.
There is no distinction between court levels for a judgment. They are all treated the same, so the enforcement of a judgement in general applies.

Privacy Issue

Answered 11 years and 11 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
This actually may violate the provisons of the Florida Consumer Collections Practices Act. If you have questions about this, or would like more information on how we can help, please call 1-800-922-6442.
This actually may violate the provisons of the Florida Consumer Collections Practices Act. If you have questions about this, or would like more... Read More

my employer recieved an information subpena about me. do I need to tell her about my bank accounts property sold or who my landlord is??

Answered 11 years and 11 months ago by attorney Mitchell A. Nathanson   |   1 Answer
Not at all.
Not at all.

Do I owe this medical debt?

Answered 11 years and 11 months ago by Thatcher Stone (Unclaimed Profile)   |   1 Answer
You and the hospital had a dispute, and the agreement you entered in to is what lawyers and judges call an "accord and satisfaction." It is usually binding on the hospital unless you did not make all the payments or breached some other term the hospital considered important. A letter from a lawyer attaching both a copy of the agreement and evidence of all your payments should make them go away.... Read More
You and the hospital had a dispute, and the agreement you entered in to is what lawyers and judges call an "accord and satisfaction." It is usually... Read More

How can i get a loan company to stop using baliffs to harass me?

Answered 11 years and 11 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Bailiffs? That makes no sense as Bailiffs are essential court police.
Bailiffs? That makes no sense as Bailiffs are essential court police.

need to find about credit judgements against me

Answered 11 years and 11 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Credit report is the start. They should list public record issues like judgments. If they are in Florida, there is a judgment registry that may help you or check the public/official records where you reside.
Credit report is the start. They should list public record issues like judgments. If they are in Florida, there is a judgment registry that may help... Read More

Unpaid credit card bills

Answered 11 years and 11 months ago by attorney Mitchell A. Nathanson   |   1 Answer
Civilly, possibly. Criminally, no.
Civilly, possibly. Criminally, no.

What does Submitted mean in regards to appearance outcome?

Answered 11 years and 11 months ago by attorney Mitchell A. Nathanson   |   1 Answer
That is the correct marking until the hearing.
That is the correct marking until the hearing.
Debtor and Creditor
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