Wisconsin Bankruptcy Legal Questions

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147 legal questions have been posted about bankruptcy by real users in Wisconsin. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include commercial bankruptcy, consumer bankruptcy, and foreclosures. All topics and other states can be accessed in the dropdowns below.
Wisconsin Bankruptcy Questions & Legal Answers - Page 2
Do you have any Wisconsin Bankruptcy questions page 2 and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 147 previously answered Wisconsin Bankruptcy questions.

Recent Legal Answers

Is there anyway if I applied for bankruptcy I can keep my car title without a lien on it?

Answered 8 years and 7 months ago by Dorothy G. Bunce (Unclaimed Profile)   |   9 Answers   |  Legal Topics: Bankruptcy
Sure would have helped had you mentioned what your car is worth. In every state, a bankruptcy debtor is allowed to keep a vehicle. In most of these states, the value of the vehicle is limited to a certain dollar amount. In Nevada, the dollar amount is considered rather generous, at $15,000.... Read More
Sure would have helped had you mentioned what your car is worth. In every state, a bankruptcy debtor is allowed to keep a vehicle. In most of these... Read More

If I have a reverse mortgage on my home, do I have to list that in filling for chapter 7 bankruptcy on credit card debt?

Answered 8 years and 7 months ago by Dorothy G. Bunce (Unclaimed Profile)   |   8 Answers   |  Legal Topics: Bankruptcy
When you file bankruptcy, you are required to list EVERY DEBT. Is there something about EVERY or DEBT that does not apply to your reverse mortgage? If you fail to list EVERY DEBT in your bankruptcy case, you will be committing several criminal offenses, so unless you want to face jail time because you made a mistake, I urge you to get experienced representation. Or you are welcome to learn the hard way. Your choice!... Read More
When you file bankruptcy, you are required to list EVERY DEBT. Is there something about EVERY or DEBT that does not apply to your reverse mortgage? ... Read More

If I am 3 years into my chapter 13, how is that affected by an inheritance?

Answered 8 years and 7 months ago by Ronald Karl Nims (Unclaimed Profile)   |   5 Answers   |  Legal Topics: Bankruptcy
The inheritance gets paid into your plan up to the point your unsecured creditors get 100%.
The inheritance gets paid into your plan up to the point your unsecured creditors get 100%.

What do I do if a Clerk Magistrate is not following procedure?

Answered 8 years and 8 months ago by Atty. Richard B. Jacobson (Unclaimed Profile)   |   2 Answers   |  Legal Topics: Bankruptcy
Clerk-magistrate is not a term used in any court with which I am familiar. In any case you do not provide enough information for me to provide a useful answer. Perhaps you could write the clerk or magistrate, setting forth the basis of your belief that a false document was filed.
Clerk-magistrate is not a term used in any court with which I am familiar. In any case you do not provide enough information for me to provide a... Read More

What do I do if a Clerk Magistrate is not following procedure?

Answered 8 years and 8 months ago by Dorothy G. Bunce (Unclaimed Profile)   |   2 Answers   |  Legal Topics: Bankruptcy
Most clerks are supervised by a presiding judge. I would explain the facts to the judge in a formal written communication.
Most clerks are supervised by a presiding judge. I would explain the facts to the judge in a formal written communication.

Who do I notify and who will act on Bankruptcy Fraud?

Answered 8 years and 8 months ago by Ronald Karl Nims (Unclaimed Profile)   |   4 Answers   |  Legal Topics: Bankruptcy
Notify the U.S. Trustee's office in the city where they filed the bankruptcies.
Notify the U.S. Trustee's office in the city where they filed the bankruptcies.

Can my wife quit her job and I will pay the remainder of her Chapter 13 to the trustee directly instead of coming out of check?

Answered 8 years and 8 months ago by Dorothy G. Bunce (Unclaimed Profile)   |   4 Answers   |  Legal Topics: Bankruptcy
The devil will be in the details. However, many chapter 13 debtors do have a family member or friend make their plan payments for them, and the trustee does not care where the payment comes from, as long as the payment is made each month. However, if you are considering an early pay off, that may not work out so well.... Read More
The devil will be in the details. However, many chapter 13 debtors do have a family member or friend make their plan payments for them, and the... Read More

If you file a conversion from chapter 13 to 7 and move right after the 341 meeting, will that change the outcome of the case in terms of expenses?

Answered 8 years and 8 months ago by Richard N. Gonzales (Unclaimed Profile)   |   4 Answers   |  Legal Topics: Bankruptcy
Usually not. But it depends. Speak with your lawyer.
Usually not. But it depends. Speak with your lawyer.

Will being self-employed years ago affect me from filing chapter 7 bankruptcy?

Answered 8 years and 8 months ago by Richard N. Gonzales (Unclaimed Profile)   |   9 Answers   |  Legal Topics: Bankruptcy
That would be a no.
That would be a no.

Can we enter into a rent-to-own agreement after filing for bankruptcy?

Answered 8 years and 8 months ago by Ronald Karl Nims (Unclaimed Profile)   |   4 Answers   |  Legal Topics: Bankruptcy
If you're in a Chapter 7, you can enter into any type of contract as long as it doesn't affect the assets you had on the date you filed. In Chapter 13, you need court approval to incur debt, since a rent to own contract is debt, it needs approval.
If you're in a Chapter 7, you can enter into any type of contract as long as it doesn't affect the assets you had on the date you filed. In Chapter... Read More

What can I do if I can't get my diploma after filing Chapter 7?

Answered 8 years and 8 months ago by Ronald Karl Nims (Unclaimed Profile)   |   3 Answers   |  Legal Topics: Bankruptcy
You school is not allowed to withhold your diploma because you filed bankruptcy. There are severe penalties for this type of illegal behavior.
You school is not allowed to withhold your diploma because you filed bankruptcy. There are severe penalties for this type of illegal behavior.

What do I do if I got a call today from a creditor that is on my bankruptcy and they even said that they know that I filed?

Answered 8 years and 9 months ago by Dorothy G. Bunce (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
I would laugh. The bankruptcy court is responsible for notifying creditors of your bankruptcy, and if the mail was misdirected, or if the creditor doesn't read their mail, no one at the bankruptcy court cares.
I would laugh. The bankruptcy court is responsible for notifying creditors of your bankruptcy, and if the mail was misdirected, or if the creditor... Read More

What do I do if I got a call today from a creditor that is on my bankruptcy and they even said that they know that I filed?

Answered 8 years and 9 months ago by Marc S Stern (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
Call your attorney and start keeping a log.
Call your attorney and start keeping a log.

Can I just contact the company that is on my credit report and I assume created the summons, and make the payment?

Answered 8 years and 9 months ago by Ronald Karl Nims (Unclaimed Profile)   |   4 Answers   |  Legal Topics: Bankruptcy
If you're on SSDI, you probably have no assets the company can teach. SSDI is exempt from creditors. So what if they get a judgment.
If you're on SSDI, you probably have no assets the company can teach. SSDI is exempt from creditors. So what if they get a judgment.

Does bankruptcy allow me to keep my home if mortgage is still owed and we cannot pay?

Answered 8 years and 9 months ago by Ronald Karl Nims (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
No, bankruptcy will allow you to keep your home if you can pay the mortgage but nothing will allow you to keep a house without paying.
No, bankruptcy will allow you to keep your home if you can pay the mortgage but nothing will allow you to keep a house without paying.

Is it true that he does not owe me that money as he is in the process of filing Chapter 7 and that debt he owes me will be wiped clean?

Answered 8 years and 9 months ago by Ronald Karl Nims (Unclaimed Profile)   |   4 Answers   |  Legal Topics: Bankruptcy
Bankruptcy does not discharge (wipe away) domestic support obligations, including children's medical bills ordered in a divorce/dissolution.
Bankruptcy does not discharge (wipe away) domestic support obligations, including children's medical bills ordered in a divorce/dissolution.

Do I need to add all the creditors all over again in reopening the case?

Answered 8 years and 9 months ago by Ronald Karl Nims (Unclaimed Profile)   |   3 Answers   |  Legal Topics: Bankruptcy
No, in reopening a case the original filings, including the schedules listing your creditors, are already part of the case. No need to make a redundant filing.
No, in reopening a case the original filings, including the schedules listing your creditors, are already part of the case. No need to make a... Read More

If I've not made payments on a disabled truck for 2 years, can I apply for an abandoned or salvage vehicle title?

Answered 8 years and 9 months ago by Ronald Karl Nims (Unclaimed Profile)   |   4 Answers   |  Legal Topics: Bankruptcy
Talk to your lawyer about having the truck removed as a violation of the discharge injunction.
Talk to your lawyer about having the truck removed as a violation of the discharge injunction.

If I have been out of bankruptcy for almost 4 years, am I eligible to purchasing a home?

Answered 8 years and 9 months ago by Ronald Karl Nims (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
Yes, if you qualify for a loan on income and expenses the bankruptcy will not be a problem. However, if you're counting on rental income from your old home, the lender usually considers that to speculative.
Yes, if you qualify for a loan on income and expenses the bankruptcy will not be a problem. However, if you're counting on rental income from your... Read More

What can I do if I need to dismiss my case because I feel my attorney does not have my best interest?

Answered 8 years and 9 months ago by David Michael Benson (Unclaimed Profile)   |   7 Answers   |  Legal Topics: Bankruptcy
You always have the right to hire the lawyer of your choice and fire them if you don't like what they're doing.
You always have the right to hire the lawyer of your choice and fire them if you don't like what they're doing.

If I will be filing Chapter 7 should I count my boyfriendโ€™s income because he is giving me regular monthly child support?

Answered 8 years and 9 months ago by David Michael Benson (Unclaimed Profile)   |   10 Answers   |  Legal Topics: Bankruptcy
You need not include the boyfriend's income but you do need to include the child support.
You need not include the boyfriend's income but you do need to include the child support.

Can I file for bankruptcy and still keep my house and cars?

Answered 8 years and 9 months ago by David Michael Benson (Unclaimed Profile)   |   10 Answers   |  Legal Topics: Bankruptcy
Most people do.
Most people do.

What happens with EITC Refund if already in Chapter 13?

Answered 8 years and 9 months ago by Richard N. Gonzales (Unclaimed Profile)   |   2 Answers   |  Legal Topics: Bankruptcy
Maybe nothing.
Maybe nothing.

Can I take out a loan from my 401k while still in chapter 13?

Answered 8 years and 9 months ago by attorney Mr. Christopher J. Kane   |   6 Answers   |  Legal Topics: Bankruptcy
Yes, you can take out a loan from your 401k because that is your money and you aren't actually incurring a liability.
Yes, you can take out a loan from your 401k because that is your money and you aren't actually incurring a liability.

Can I take out a loan from my 401k while still in chapter 13?

Answered 8 years and 9 months ago by Ronald Karl Nims (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
You're not allowed to take any loans without approval. If you take money out to pay a creditor, the trustee will take the money and spread it fairly over all your creditors.
You're not allowed to take any loans without approval. If you take money out to pay a creditor, the trustee will take the money and spread it fairly... Read More