Florida Collections Legal Questions

There is no easy answer to this as it may involve what is called a "conflict of laws" case. You will likely need to retain a lawyer at  your expense to address this if you wish to challenge the garnishment. If you any questions please call our office at 1-800-922-6442 for a FREE consultation.... Read More

There is no plan of action that any competent lawyer will give you on a site such as this. You will either needto hire a lawyer or find a way to pay what you owe. You made the mistake of not hiring a lawyer the first go round, dont make it worse by doing it again.If you have further questions, we provide FREE consultations. Just call our office at 1-800-922-6442.... Read More

What is the name of the debt collector?       The Fair Debt Collection Practices Act regulates how debt collectors must behave when attempting to collect debts.  If the debt collector’s actions are violating the law, not only can you stop the harassment; you will also recover damages from the violators.  Better yet, Congress forces the violators to pay your attorney fees. See www.ConsumerRightsOrlando.com... Read More

YOu're question is confusing as it implies that there is no judgment since you reference "court proceedings" in the context of them not having happened yet. You can only garnshing wages from a judgment, which is entered AFTER a trial or some proceedings entering judgment against the debtor. If you have further questions, feel free to contact us at 1-800-922-6442 for a FREE consultation.... Read More

You can try, but since you are involved in litigation, you are also exposed to them simply winning in court and obtainining a judgment against you. Its also important to point out that none of the issues you raised act as legal defenses to the debt you owe and most of them represent your voluntary decision to disregard your obligations to address the issues of other people. While it is clearly your right to make those decisions, it is equally the right of the debt collectors to ask the court to hold your responsible for your promises and obigations to them. Since you are only working 30 hours a week and the debt is only $2,800.00 you shoudl also contemplate getting a second job to add to your income to pay this debt or others you may have accrued. If you have further questions, please feel free to contact our office at 1-800-922-6442 to schedule a FREE consultation.... Read More

The problem is....you wrote a bad check. That means there is likely SOME repercussion as a result as it is your responsibilty to balance your checkbook and account for checks written against the balance not the schools. Mistakes happen, and $220.00 may seem steep for a $20.00 check, however you will spendmore than that on lawyers to deal address the issue otherwise. If you have questions, you can always call us at 1-800-922-6442 for a FREE consultation.... Read More

You should hire a lawyer to defend you immediately. That you have 20 days to respond shows that this is NOT a small claims case. There is an entire business model for debt collectors based upon getting judgments by default or poor self lawyering (which is 99% of pro se litigants), and defending yourself is typically a trap. If you have questions, you can always call us at 1-800-922-6442 for a FREE consultation.... Read More

If she is mediation, this means that she is beiung sued in court. She has to attend mediation or be subject to sanctions. If she is being sued, she would need to retain a lawyer to really address the issues you raised, and possibly a bankruptcy lawyer. If you have questions, we provide FREE legal consultations at 1-800-922-6442.... Read More

a HELOC is essentially a second mortgage. The answer is, "who the hell knows" as the appellate courts are continually making horrible rulings allowing banks repeated accellerations and do overs regarding enforcement of mortgages. Properly it should be a 5 year period under Fla. Stat. 95.11. If you have questions and would like a FREE consultation, simply contact our office at 1-800-922-6442.... Read More