Texas Collections Legal Questions

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43 legal questions have been posted about collections by real users in Texas. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include debtor and creditor, and creditors rights. All topics and other states can be accessed in the dropdowns below.
Texas Collections Questions & Legal Answers - Page 2
Do you have any Texas Collections questions page 2 and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 43 previously answered Texas Collections questions.

Recent Legal Answers

Will i get in trouble if a daycare is taking me to cival court for what i owe??

Answered 13 years and 2 months ago by Helene Thaissa W. Bergman (Unclaimed Profile)   |   1 Answer
Depends how much she pushes it. You won't get into trouble, criminally, and the judge will probably be sympathetic.  Especially, since you are trying to pay her.  By the time she files, you get served, court sets the date, you will have the refund.  Bring it to court, if not enough time to pay her before.  Certified check only!!!!!!!!No cash, bc all she has to do is say, I never got the money.... Read More
Depends how much she pushes it. You won't get into trouble, criminally, and the judge will probably be sympathetic.  Especially, since you are... Read More

Do you do pro bono or reduced rates for hot checks?

Answered 13 years and 2 months ago by Helene Thaissa W. Bergman (Unclaimed Profile)   |   1 Answer
Maybe you should consider some type of bankruptcy filing, to get out from under all the debt at the same time.  Hot checks can be put into the repayment schedule.
Maybe you should consider some type of bankruptcy filing, to get out from under all the debt at the same time.  Hot checks can be put into the... Read More

won civilsuit 10,000 need to collect

Answered 13 years and 2 months ago by Helene Thaissa W. Bergman (Unclaimed Profile)   |   1 Answer
Who did you get the judgment against, and do they have money or something else that you can get.
Who did you get the judgment against, and do they have money or something else that you can get.
Collction on this is a very detailed process.  But remember, possession is 9/10ths of the law.
Collction on this is a very detailed process.  But remember, possession is 9/10ths of the law.
Sue him in Small Claims court, county, precinct where they live.  Tell the judge your story. And next time, if you are loaning money, get a lawyer to help you. "Neither a borrower nor a lender be..."
Sue him in Small Claims court, county, precinct where they live.  Tell the judge your story. And next time, if you are loaning money, get a... Read More

If there is no signed note for a loan does the loan exist?

Answered 13 years and 2 months ago by Helene Thaissa W. Bergman (Unclaimed Profile)   |   1 Answer
Depends on who did the transfer, for what reason, and how much.  To many loose ends.  Then it is still a question of fact, unless under five hundred dollars. If over $500.00 really need papers.
Depends on who did the transfer, for what reason, and how much.  To many loose ends.  Then it is still a question of fact, unless under... Read More

Can i take someone to court who used my credit card in 2009?

Answered 13 years and 2 months ago by Helene Thaissa W. Bergman (Unclaimed Profile)   |   1 Answer
Can't lien his house in Texas, except very specific reasons. So won't work.  It's a he said, she said deal.  Probably incredibly difficult to prove, unless you sue him and he admits in court, or in email, that he promised to pay.
Can't lien his house in Texas, except very specific reasons. So won't work.  It's a he said, she said deal.  Probably incredibly difficult... Read More

Can I get money back if given to someone that I was not on a lease with but intended to live with them but then decided not to.

Answered 13 years and 2 months ago by Helene Thaissa W. Bergman (Unclaimed Profile)   |   1 Answer
Tough to get back, bc she has the money.  And if she changed her position, based on the fact that she took a two bedroom apartment instead of a one, then you could be held liable. If there is no chnage in her position, as in she has this huge house, and took deposit from you, still, if she was counting on you, and did not take someone else, lost money waiting for a new room mate.  Tough  ... Read More
Tough to get back, bc she has the money.  And if she changed her position, based on the fact that she took a two bedroom apartment instead of a... Read More

my sons old daycare is trying to get more money out of me

Answered 13 years and 2 months ago by Helene Thaissa W. Bergman (Unclaimed Profile)   |   1 Answer
Why are they trying to get money out of you?
Why are they trying to get money out of you?

Breach of the Texas Fair Debt Collection Act?

Answered 13 years and 2 months ago by Helene Thaissa W. Bergman (Unclaimed Profile)   |   1 Answer
May be responsibnle for their attorneys fees, is the key.  They have to win the lawsuit first.
May be responsibnle for their attorneys fees, is the key.  They have to win the lawsuit first.

Can a credit card company collect on a 13 yr old debt?

Answered 13 years and 2 months ago by Helene Thaissa W. Bergman (Unclaimed Profile)   |   1 Answer
Tell them to go fly a kite.
Tell them to go fly a kite.

I am being sued buy a credit card company. Do I have to go to court ? Will payments arragnements be made in court?

Answered 13 years and 4 months ago by Helene Thaissa W. Bergman (Unclaimed Profile)   |   1 Answer
You can call all you want.  But show up in court, so they do not tell the judge a bunch of lies.
You can call all you want.  But show up in court, so they do not tell the judge a bunch of lies.

I need a lawyer to help with my private student loan issue which is in default at the moment. Thank you

Answered 13 years and 4 months ago by Mr. Richard Alan Alsobrook (Unclaimed Profile)   |   1 Answer
You need to speak with a local consumer rights attorney immediately. There are various federal, local, and state consumer protection statutes that may protect your rights and a local consumer rights attorney will be able to determine which laws apply. Please visit: http://www.martindale.com/Results.aspx?ft=1&frm=freesearch&afs=consumer%20rights%20texas   This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.... Read More
You need to speak with a local consumer rights attorney immediately. There are various federal, local, and state consumer protection statutes that... Read More

Can a person be taken to court for old "payday loans"

Answered 13 years and 5 months ago by Mr. Richard Alan Alsobrook (Unclaimed Profile)   |   1 Answer
Yes, a payday loan agreement is a contract.  If you contracted to receive money for money to be paid later, the company can file suit against the debtor.  There may, however, be defenses to any suit, such as the tolling of the statute of limitations. You should consult a local consumer rights attorney.  Most consumer rights attorneys offer a free initial consultations to assess your case, and determine what, if any, defenses you may have. This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.... Read More
Yes, a payday loan agreement is a contract.  If you contracted to receive money for money to be paid later, the company can file suit against... Read More

i entrusted one of my siblings to take care of my savings bonds for me.now they wont give me my savings bonds.

Answered 13 years and 6 months ago by Helene Thaissa W. Bergman (Unclaimed Profile)   |   1 Answer
Hopefully, they have not forged your name, or did you sign them over to your sibling?
Hopefully, they have not forged your name, or did you sign them over to your sibling?
You may be dealing with a scam agency. You should talk to a local FDCPA attorney.
You may be dealing with a scam agency. You should talk to a local FDCPA attorney.

A collection agency is trying to collect on a forgiven mortgage loan.

Answered 14 years and 3 months ago by Richard John Meier IV (Unclaimed Profile)   |   1 Answer
The Fair Debt Collection Practices Act ("FDCPA") states that a collection agency cannot try to collect a debt that is not owed, and allows for damages if they violate the provisions of the FDCPA. Without knowing exactly what IRS documents you are referring to I cannot say if the collection agency is violating the FDCPA. Assuming the second mortgage was on a personal residence, it would fall under the purview of the FDCPA and you should contact a local FDCPA practitioner for a more thorough analysis.... Read More
The Fair Debt Collection Practices Act ("FDCPA") states that a collection agency cannot try to collect a debt that is not owed, and allows for... Read More

in texas can a complex put a judgement on you and 8 months later put you in collections? was $2200 now it $2600

Answered 14 years and 3 months ago by Richard John Meier IV (Unclaimed Profile)   |   1 Answer
Yes. They hired a collection agency to collect the judgment, and it appears that the collection agency added some collection costs to the balance. The good news is that you may be able to negotiate a lower settlement amount.
Yes. They hired a collection agency to collect the judgment, and it appears that the collection agency added some collection costs to the balance.... Read More