38 legal [2, *]questions have been posted about debtor and creditor by real users in Michigan. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include collections, and creditors rights. All topics and other states can be accessed in the dropdowns below.
Recent Legal Answers
Except for tax liens, all Liens expire or must be discharged.
I am not sure if it is still in effect, I would have to see the title on it.
my email... Read Answer
you need to file an objection to garnishment
look for the SCOA form
Unless there is some writing acknowledging the debt, you will have a hard time enforcing his promise.
You would have to take him to court.
This is... Read Answer
A lawyer can help you secure your rights.
The matter is not hard to do and their failure to appear makes things pretty simple.
Not sure how much is... Read Answer
Based on the information that you have provided, it is my opinion 99.99% that this person is lying to you and trying to scam you. I would end all... Read Answer
If the payer is in default on the settlement, either your current lawyer must agree to enforce or you will need another lawyer to handle... Read Answer
All payments made to the Creditor must be accounted for. Failure to do so violates the FDCPA.
If you are in need of legal counsel on this, please... Read Answer
You could be the victim of identity theft (if someone took a loan pledging your home for the HVAC system).
Or it could be an unscrupulous HVAC... Read Answer
These are RESPA violations.
They are REQUIRED to send statements. They are REQUIRED to send Notices of rate increases.
"The creditor, assignee, or... Read Answer
If they accelerated the full balance of the loan, the only thing you can do is somehow get a new loan and them off.
Usually, they just require you to... Read Answer
If the card was only in the card holder's name and not the spouse, the spouse is not liable but the estate of the deceased is liable on the card
you will have to hire counsel on this
their behavior is outrageous
this is a case of unjust enrichment
Dear Mrs. McGee,
The while banks can turn someone down for reasons of credit score or risk, you sound like you may be being discrimated against... Read Answer
She has to sign title over to you. Simple as that.
The green from the state is title, then you have to take to the Sec. of State.
Make sure you... Read Answer
Credit cards are the legal debts of the estate.
When your dad had you sign his name with permission, you acted as he his Attorney-in-Fact and he is bound by the agreement and is jointly and... Read Answer
Your father cannot waive liablity on the loans unless he can show fraud on your part.
He can be mad but that does not resolve joint and several... Read Answer
Depending on the exact debt, you may have a cause of action under the Fair Debt Collections Practices Act.
FDCPA bans certain unlawful and unethical... Read Answer
The leander's security interest in the vehicle will most likely be found if you go to sell or borrow against the vehicle.
The secured interest... Read Answer
If you were married at the time the house was bought, you may have Dower Rights in the property.
If he had the home prior to the marriage, the home... Read Answer
Take the paperwork to a good local lawyer right away. There may be some relief that can be had. Good Luck.
What is the status of the matter? By "complaint", do you mean in a Court? Was a Judgment entered? :If so, that judgment becomes an asset of the... Read Answer
If you borrowed directly from the school (or from some entity tied to the school somehow), you might have a chance, but if the money came from... Read Answer
Get a lawyer to help you and act quickly. Most mortgage holders would rather take your money and continue getting paid monthly than foreclosing, but... Read Answer
Unfortunately, given that you have been served with formal legal papers, you CANNOT ignore them. You must respond to them appropriately and timely.... Read Answer