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New York Debtor And Creditor Legal Questions

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136 legal questions have been posted about debtor and creditor by real users in New York. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include collections, and creditors rights. All topics and other states can be accessed in the dropdowns below.
New York Debtor And Creditor Questions & Legal Answers
Do you have any New York Debtor And Creditor questions and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 136 previously answered New York Debtor And Creditor questions.
Debtor and Creditor
New York

Recent Legal Answers

I need help with a purchase of fraud consumer case 35k I put in downpayment but they put me on a lease

Answered a year and 5 months ago by Jack Mevorach (Unclaimed Profile)   |   1 Answer
Have a free telephone consultation with counsel.  Jack
Have a free telephone consultation with counsel.  Jack

My husband and I are having trouble paying chargecards

Answered 2 years and 6 months ago by Carl James Nelson (Unclaimed Profile)   |   1 Answer
While you did not ask a specfic question, it does appear that a consultation with an attorney that is experienced in bankrutpcy practice would be a very good idea.  Most firms will offer a free consultation to review your options.
While you did not ask a specfic question, it does appear that a consultation with an attorney that is experienced in bankrutpcy practice would be a... Read More

Garnishing wages

Answered 5 years and 2 months ago by attorney Mitchell A. Nathanson   |   1 Answer
Hi, We can assist in locating the information and enforcing the judgment on a 1/3 contingency fee basis. Mitchell A. Nathanson    595 Stewart Avenue, Suite 520    Garden City, NY 11530    mitchell@nathansonlaw.com
Hi, We can assist in locating the information and enforcing the judgment on a 1/3 contingency fee basis. Mitchell A. Nathanson    595... Read More

Previous owner (car) gave me a copy of the cancelled check (final pmt in accord and satisfaction) Finance Comp wont release title to me, now what?

Answered 5 years and 10 months ago by attorney Mitchell A. Nathanson   |   1 Answer
You will need to commence an action to terminate the lien.
You will need to commence an action to terminate the lien.

I have been served a wage garnishment from the local Sheriff. My income from work is approximately $300 a week. Can I stop this garnishment

Answered 6 years and 7 months ago by attorney Mitchell A. Nathanson   |   2 Answers
Your salary is below the minimum required and is therefore exempt. Good Luck!
Your salary is below the minimum required and is therefore exempt. Good Luck!

can a firm put a gurishiment on your wagers twice and you already paid the debt though a garinish

Answered 6 years and 8 months ago by attorney Sharon M. Siegel   |   1 Answer
No.  But you are going to have to prove payment the first time.
No.  But you are going to have to prove payment the first time.

April 2019 was the last payment due on the agreement. They informed me that I missed a payment in April 2018 and that the entire balance is now due.

Answered 6 years and 9 months ago by attorney Sharon M. Siegel   |   1 Answer
If the last payment was already due, what is the entire balance?  Isn't the dispute one payment?
If the last payment was already due, what is the entire balance?  Isn't the dispute one payment?

Divorced in Jan 2013 and the ex got the house. Her late payments are ruining my credit. Anything I can do legally to remove myself from mortgage?

Answered 6 years and 10 months ago by attorney Sharon M. Siegel   |   1 Answer
You cannot remove yourself from the mortgage.  The divorce decree should have made her refinance or given you a credit if you paid to protect your credit.  Nothing you can do now unless the decree provides a remedy for this problem.  You can make a motion in the matrimonial court for breach of the decree, if she is in breach.... Read More
You cannot remove yourself from the mortgage.  The divorce decree should have made her refinance or given you a credit if you paid to protect... Read More

Dispute with Paypel

Answered 6 years and 10 months ago by attorney Sharon M. Siegel   |   1 Answer
It is not a case that any attorney would take.  It is $309.  It is small claims.  However, it appears there is an issue with the seller's address.  The seller has made the money.  That is who you would sue.
It is not a case that any attorney would take.  It is $309.  It is small claims.  However, it appears there is an issue with the... Read More

What is the statute of limitations on debt?

Answered 7 years and 4 months ago by attorney Sharon M. Siegel   |   1 Answer
While there are exceptions, you would appear to be correct that the SOL has passed on these claims.
While there are exceptions, you would appear to be correct that the SOL has passed on these claims.

How do I remove a false debt report on my credit rating?

Answered 7 years and 6 months ago by attorney Sharon M. Siegel   |   1 Answer
Complain to each credit bureau about the false entry.
Complain to each credit bureau about the false entry.

Garnishment order was issued from NYS, is the same order enforceable if I commence contracting my services from Ubers NJ office?

Answered 7 years and 7 months ago by attorney Sharon M. Siegel   |   1 Answer
As Uber is national, contracting from NJ will not help.  Try to settle it.
As Uber is national, contracting from NJ will not help.  Try to settle it.

Do I have to wait a year to get any unclaimed debt money back

Answered 7 years and 10 months ago by attorney Sharon M. Siegel   |   1 Answer
This is not right.  Go personally to the lawyer to get your file.  You are entitled to it as a matter of law.  If that does not work, file an ethics complaint with the grievance committee.
This is not right.  Go personally to the lawyer to get your file.  You are entitled to it as a matter of law.  If that does not work,... Read More

Can I be sued from a creditor in a state that I do not live in?

Answered 7 years and 11 months ago by attorney Sharon M. Siegel   |   1 Answer
You might have defenses, but do not default.  Judgment will be entered.
You might have defenses, but do not default.  Judgment will be entered.

How can I get a hold removed from my checking account as quickly as possible?

Answered 7 years and 11 months ago by attorney Sharon M. Siegel   |   1 Answer
You need to make a motion in the court that entered the judgment.  Depending on the court, I charge $800 for such a motion.
You need to make a motion in the court that entered the judgment.  Depending on the court, I charge $800 for such a motion.

What do I do if a debt collector filed a Income Execution Order against me and the information is incorect?

Answered 8 years ago by attorney Sharon M. Siegel   |   1 Answer
You need to get the file for the case relating to this matter, and move to vacate the underlying judgment.  If this is not your debt, you will win.  If you are not working, an income execution has no effect.
You need to get the file for the case relating to this matter, and move to vacate the underlying judgment.  If this is not your debt, you will... Read More

Debt on my credit report that is fraudulent

Answered 8 years ago by attorney Sharon M. Siegel   |   1 Answer
You can file a fraud alert on your credit, and you must also make a fraud claim with the banks involved.  As to the IRS, there is a filing to make with your return to protest the 1099.
You can file a fraud alert on your credit, and you must also make a fraud claim with the banks involved.  As to the IRS, there is a filing to... Read More

Pawnshop

Answered 8 years and a month ago by attorney Sharon M. Siegel   |   1 Answer
When your ticket expires they can sell the pawned item.  There is no required additional notice.
When your ticket expires they can sell the pawned item.  There is no required additional notice.

five years ago I placed the ownership of my home to my daughter. I have life use.

Answered 8 years and 2 months ago by attorney Sharon M. Siegel   |   1 Answer
Not likely.  Although the judgment can be a lien on your life estate, which ends when you die.
Not likely.  Although the judgment can be a lien on your life estate, which ends when you die.

dispute a debitor bankkruptcy

Answered 8 years and 3 months ago by attorney Sharon M. Siegel   |   1 Answer
Are you a debtor or creditor?  Garnishment is stayed in bankruptcy and depending on the debt, the underlying judgment can be discharged.
Are you a debtor or creditor?  Garnishment is stayed in bankruptcy and depending on the debt, the underlying judgment can be discharged.

Looking for representation in a legal matter concerning a billing company and my personal LLC, of which I am the only employee. It is pending in court

Answered 8 years and 5 months ago by attorney Sharon M. Siegel   |   1 Answer
Sounds like you just did not handle it right.  Should be easy to get it back on track.  You need to make a cross motion to file an answer and get a trial on the issues you are raising.
Sounds like you just did not handle it right.  Should be easy to get it back on track.  You need to make a cross motion to file an answer... Read More

How can I get my heavily indebted husband's name off a house we currently both own?

Answered 8 years and 5 months ago by attorney Sharon M. Siegel   |   1 Answer
If he is willing he can transfer his share to you.
If he is willing he can transfer his share to you.

I have a judgement I need to collect in the amount of 500,000.00 it was awarded to me in 2005.

Answered 8 years and 5 months ago by attorney Sharon M. Siegel   |   1 Answer
It depends on what court entered it, and where the judgment debtor has assets.  You will need to identify assets to the Sheriff to collect.  A private investigator can help your search.
It depends on what court entered it, and where the judgment debtor has assets.  You will need to identify assets to the Sheriff to... Read More

I have a judgement for 500,000 and need to collect it and I have had it since 2005

Answered 8 years and 5 months ago by attorney Sharon M. Siegel   |   1 Answer
You need to know where he is and where his assets are located. If not, it is impossible to collect.
You need to know where he is and where his assets are located. If not, it is impossible to collect.

Can I take an ex boyfriend to small claims court over 1200$ I lended to him while we were together?

Answered 8 years and 5 months ago by attorney Sharon M. Siegel   |   1 Answer
Anyone can sue anyone.  You would need to come to NYC to do it, and based on your post it is a he said/she said kind of fight that is tough to win without an admission in writing that it is a loan.
Anyone can sue anyone.  You would need to come to NYC to do it, and based on your post it is a he said/she said kind of fight that is tough to... Read More
Debtor and Creditor
New York

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