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495 legal questions have been posted about collections by real users. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include debtor and creditor, and creditors rights. All topics and other states can be accessed in the dropdowns below.
Collections Questions & Legal Answers - Page 11
Do you have any Collections questions page 11 and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 495 previously answered Collections questions.
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Recent Legal Answers

being harassed by debt collector

Answered 9 years and a month ago by attorney Mark Tischhauser, Esq.   |   1 Answer
YOu need to retain a consumer lawyer to address this ASAP. It may well be a fraud scam so don't give out any information until you retain a lawyer. 
YOu need to retain a consumer lawyer to address this ASAP. It may well be a fraud scam so don't give out any information until you retain a... Read More

legal rights

Answered 9 years and a month ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Recover the expenses from whom and how? You may need to hire a lawyer to address having the vehicle lawfully towed or disposed of as abandoned.  If you know the owner the easiest thing is to find them and deal with them directly - not indirectly with published notices in news papers. ... Read More
Recover the expenses from whom and how? You may need to hire a lawyer to address having the vehicle lawfully towed or disposed of as abandoned.... Read More

Having a dispute with my mortgage lender. Annual escrow disclosure came in november, they overcharged my taxes, and added flood by mistake.

Answered 9 years and 2 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
"I have spoken to 5 lawyers who say I have a case, but they don't have the time." Let me clarify for you - that is garbage politically correct speak for "You're case sucks but if I am nice to you maybe you wll hire me on real case later". There are ZERO lawyers that will come across "a good case" and simply let it go without at least a referral to a lawyer to get a referral fee.  This is DOUBLY true if you made clear that you are willing to pay them a REALISTIC retainer/hourly rate to do so. By realisitic you need to understand that the amount you will spend on legal fees will likely exceed the amount in controversy of $601.00. IF what you are looking for is a lawyer to take on a small billing or C/S problem that you spent 100 hours dealing with on a contingent fee where they only get paid when and if they win - THAT is why you get the "great case - too busy" response. If you are intent on fighting this, which is perfectly appropriate as many banks engage in numerous shady practices to skim money, you may want to pay the money in dispiute with a letter explaining the payment under protest and duress and then try to sue them later for a refund. This minimizes the exposure of involiking an expensive and complicated foreclosure action over this issue or damage to your credit. ... Read More
"I have spoken to 5 lawyers who say I have a case, but they don't have the time." Let me clarify for you - that is garbage politically correct speak... Read More

I got a letter from PA unemployment after 4 yrs wanting me to repay over $4,700

Answered 9 years and 2 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
This is not a legal question. You need to call PA unemloyment and ask them why they delayed so long. If its busy you keep calling until you get through. 
This is not a legal question. You need to call PA unemloyment and ask them why they delayed so long. If its busy you keep calling until you get... Read More

Small Claims

Answered 9 years and 2 months ago by attorney Mitchell A. Nathanson   |   2 Answers
You can't.  Small claims court in NY only has jurisdiction over defendants within the county/district where court is located with a maximum jurisdictional amount of $5000.  YOu will need to contact a lawyerin TN.
You can't.  Small claims court in NY only has jurisdiction over defendants within the county/district where court is located with a maximum... Read More

Small Claims Court

Answered 9 years and 2 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Sure you can hire a lawyer to address the issue - how much depends on the lawyer and the issues to be address. If it involves litigaiton, expect to spend several thousand dollars right out of the gate. 
Sure you can hire a lawyer to address the issue - how much depends on the lawyer and the issues to be address. If it involves litigaiton, expect to... Read More

I had stop paying my Hoa in 2009 because of lost job. I started paying back up in 2015. Now they said that I owe about 31000 in interest and other fe

Answered 9 years and 2 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
May well be - you will need to hire a lawyer to address this before they sell that lien to someone or start foreclosure proceedings themseleves. 
May well be - you will need to hire a lawyer to address this before they sell that lien to someone or start foreclosure proceedings themseleves. 

HOW CAN I COLLECT MONEY THAT I LOANED TO SOMEONE

Answered 9 years and 2 months ago by attorney Sharon M. Siegel   |   1 Answer
You will have to bring a lawsuit in court.
You will have to bring a lawsuit in court.

Do I have a case if I wanted to sue for credit damages for a car repo?

Answered 9 years and 2 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Yes - you can sue the debtor for the damages if you like. You may spend good money after bad but you have the legal right. 
Yes - you can sue the debtor for the damages if you like. You may spend good money after bad but you have the legal right. 

I have tickets in collection is there a lawyer who can help me with that

Answered 9 years and 2 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
You have 2 issues  one is payment and second is reinstatement. Generally, you won't get reinstatement until the tickets are paid, not on a payment plan. Easisy issue here is to simply pay the tickets. If you can't pay the tickets how do you propose to hire a lawyer?
You have 2 issues  one is payment and second is reinstatement. Generally, you won't get reinstatement until the tickets are paid, not on a... Read More

lawyer thats sue veteran because the hospital billed the wrong place. now our credit is bad and my husband is a 100% disable veteran

Answered 9 years and 2 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Not under those facts no. YOu can sue the hospital or use thier billing error as a defense perhaps. 
Not under those facts no. YOu can sue the hospital or use thier billing error as a defense perhaps. 

can I sue a Lawyer for suing me

Answered 9 years and 2 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Not generally no. YOu could counter-claim against his client, the Plaintiff if you feel you have such a claim. 
Not generally no. YOu could counter-claim against his client, the Plaintiff if you feel you have such a claim. 

I need a lawyer for small claims court

Answered 9 years and 2 months ago by attorney Sharon M. Siegel   |   1 Answer
Small claims court is designed to not have lawyers.  You can have one, but the cost will be more than the claim.  If he is in FL, you should sue there.
Small claims court is designed to not have lawyers.  You can have one, but the cost will be more than the claim.  If he is in FL, you... Read More

Can I take someone to court for money owed

Answered 9 years and 2 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Sounds like you already took them to court an you cant do it agai. YOu have learned the hard way about the difficulty in collecting an unsecured loan from an uncollectible individual. You can try to retain a collections lawyer to collect on the judgment but may be throwing good money after bad. ... Read More
Sounds like you already took them to court an you cant do it agai. YOu have learned the hard way about the difficulty in collecting an unsecured loan... Read More

Can a creditor garnish my wages after a repossession

Answered 9 years and 2 months ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer
Yes they can but only after they sue you for the deficiency and if they get a judgment.
Yes they can but only after they sue you for the deficiency and if they get a judgment.

my name is latora and I was contacted by a lawyer firm in florida about a payday loan from 2013. they said I will be arrested if I did not pay

Answered 9 years and 3 months ago by attorney Sharon M. Siegel   |   1 Answer
You cannot be arrested for a debt.  It is an idle threat.  For $400 no one is going to do anything.  You can't stop them from calling, but nothing is likely to happen and eventually they will give up.
You cannot be arrested for a debt.  It is an idle threat.  For $400 no one is going to do anything.  You can't stop them from calling,... Read More

Cavalry Portfolio has sent a garnishment of my wages to my employer ,what can I do?

Answered 9 years and 3 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
You will need to retain a lawyer to determine whether you have an exemption or to challenge the judgement if possible. 
You will need to retain a lawyer to determine whether you have an exemption or to challenge the judgement if possible. 

loan's

Answered 9 years and 3 months ago by attorney Sharon M. Siegel   |   1 Answer
They can, but they probably won't.
They can, but they probably won't.

I am looking to see if there is any way I can fight paying the remaining payment of my ex's car payment off. I signed and he cosigned.

Answered 9 years and 3 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Actually the car WAS yours as you signed for the car and it was presmably in your name. You made a terrible fiancial choice and sadly now have to live with the results. You can talk to a bankruptcy lawyer about that option if you have other debts, otherwise yo may need to hire a lawyer to work out a payment plan to address what will likely become and a negative credit reporting on your credit and eventually a lawsuit against you for the balance. ... Read More
Actually the car WAS yours as you signed for the car and it was presmably in your name. You made a terrible fiancial choice and sadly now have to... Read More

Do i have the right to file a motion after trail?

Answered 9 years and 3 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
By the contents of your post it it clear you have little idea what you are doing in a litigation case. Sounds like your self lawyer has aleady cost you the case and you seriously need to retain a lawyer to if the cause can be rescued. 
By the contents of your post it it clear you have little idea what you are doing in a litigation case. Sounds like your self lawyer has aleady cost... Read More

Can I be arrested for a pay loan from 8 years ago?

Answered 9 years and 3 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Not likely no - its probablyt past the statue of limitations
Not likely no - its probablyt past the statue of limitations

Can I be arrested for a pay day loan from 8 years ago?

Answered 9 years and 3 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Not likely no. 
Not likely no. 

lost vehicle due to bank taking back loan payment

Answered 9 years and 3 months ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer
Need to know why the bank took back the loan?
Need to know why the bank took back the loan?

How do I file a suit for money owed me if the amount is approximately $2,000? Is this a small claims court matter?

Answered 9 years and 4 months ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer
go to the General Sessions court in your county.
go to the General Sessions court in your county.

differential back pay

Answered 9 years and 4 months ago by attorney Sharon M. Siegel   |   1 Answer
You can file a complaint with the New York State Department of Labor.
You can file a complaint with the New York State Department of Labor.
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