Collections Legal Questions

Having dealt with this issue many times, the standard answer is "not gonna happen". He will have to make the choice of either he or brother paying what is owed, turning brother in for ID theft and getting off credit, or do nothing an it stays on credit report until it expires. Its important to understand that the bad brother esentially stole from the creditor so they will be unlikely to just let that pass at thier expense because it inconveniences your BF. If you have any further questions, we do offer FREE consultations. Just call our office at 1-800-922-6442.... Read More

There is something missing from these facts, as the finance company lives and breathes to collect money not repo cars. If you are "trying" to contact them to pay the debt owed, they are usually hyper recpetive to this and the vast majority of issues that arise here are that theget TOO aggresive trying to collect the money owed. You may want to hire a lawyer to correspond with them to get answers as they often will take such inquiry more seriously or refer to thier legal counsel. If you any questions please call our office at 1-800-922-6442 for a FREE consultation.... Read More

There is no easy answer to this as it may involve what is called a "conflict of laws" case. You will likely need to retain a lawyer at  your expense to address this if you wish to challenge the garnishment. If you any questions please call our office at 1-800-922-6442 for a FREE consultation.... Read More

There is no plan of action that any competent lawyer will give you on a site such as this. You will either needto hire a lawyer or find a way to pay what you owe. You made the mistake of not hiring a lawyer the first go round, dont make it worse by doing it again.If you have further questions, we provide FREE consultations. Just call our office at 1-800-922-6442.... Read More

You should appear at the small claims hearing and explain to the judge that the wrong person has been sued.  The person who sued you will be there and will see that they sued the wrong person.  If you do not appear to contest the claim, a judgment may be entered against you. ... Read More

What is the name of the debt collector?       The Fair Debt Collection Practices Act regulates how debt collectors must behave when attempting to collect debts.  If the debt collector’s actions are violating the law, not only can you stop the harassment; you will also recover damages from the violators.  Better yet, Congress forces the violators to pay your attorney fees. See www.ConsumerRightsOrlando.com... Read More

YOu're question is confusing as it implies that there is no judgment since you reference "court proceedings" in the context of them not having happened yet. You can only garnshing wages from a judgment, which is entered AFTER a trial or some proceedings entering judgment against the debtor. If you have further questions, feel free to contact us at 1-800-922-6442 for a FREE consultation.... Read More

You can try, but since you are involved in litigation, you are also exposed to them simply winning in court and obtainining a judgment against you. Its also important to point out that none of the issues you raised act as legal defenses to the debt you owe and most of them represent your voluntary decision to disregard your obligations to address the issues of other people. While it is clearly your right to make those decisions, it is equally the right of the debt collectors to ask the court to hold your responsible for your promises and obigations to them. Since you are only working 30 hours a week and the debt is only $2,800.00 you shoudl also contemplate getting a second job to add to your income to pay this debt or others you may have accrued. If you have further questions, please feel free to contact our office at 1-800-922-6442 to schedule a FREE consultation.... Read More

Often, the best option in situations such as yours is to get some relief by discharging your debts in bankruptcy.  It may not be as costly as you think and you will free up some of your cash flow by eliminating your unsecured debt.  Most attorneys will give you a free consultation and I would be happy to do so if you care to contact me directly.... Read More

The problem is....you wrote a bad check. That means there is likely SOME repercussion as a result as it is your responsibilty to balance your checkbook and account for checks written against the balance not the schools. Mistakes happen, and $220.00 may seem steep for a $20.00 check, however you will spendmore than that on lawyers to deal address the issue otherwise. If you have questions, you can always call us at 1-800-922-6442 for a FREE consultation.... Read More