490 legal [2, *]questions have been posted about debtor and creditor by real users. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include collections, and creditors rights. All topics and other states can be accessed in the dropdowns below.
Recent Legal Answers
Correct. However, as you acquire community property during marriage, your debt may be collected from the community property.
It is likely a scam. Any suit filed against you should be filed in a city/county where you live or do business. Theoretically, you should... Read Answer
Legal action should not be required. You need to find with someone with your lender who has authority to review your loan file and resolve the... Read Answer
You are not personally liable for your spouse's debts merely because you are married. You have to have also signed the application or... Read Answer
Hi,
We can assist in locating the information and enforcing the judgment on a 1/3 contingency fee basis.
Mitchell A. Nathanson
595... Read Answer
If you are willing to pay the debt why the question? That stated, the bill is in his name not yours - so not sure where there is an issue that... Read Answer
Unfortunately, you will need to hire a laywer, at some out of pcket expense, to help you address the garnishment issue. There are no shortcuts and... Read Answer
Sounds like a judgment was entered so thats good for 20+ years. You will need to hire a lawyer out of pocket to address this and possibly help you... Read Answer
If this is accruate its a FCCPA collection violation. YOu may be entitled to up to $1000.00 in penalties and any actual damages you may have... Read Answer
You will need to retain a lawyer to intevene and respond to the lawsuit. Hopefully, this can be resolved without lots of litigaiton expenses.
He can sue you, but he will lose if you have not breached the terms of the note.
Unfortunately business debt does not get the same protections as consumer debt, so yes.
Making poor decisions is not being bullied. YOU decided to play with lawyers in court and you can see what that got you. You will need to a hire... Read Answer
No, you will not go to jail if the lender cannot repossess the vehicle. You may want to think about filing a bankruptcy which allows you to... Read Answer
You will need to commence an action to terminate the lien.
Each case is unique so do not substitute this response as proper legal advice.
If you filed your answer with the Court, then take the filed... Read Answer
Sure if you want to sell it to an investor like JG Wentworth
This is where you retain a lawyer to handle the issue going forward. This is not a DIY project with such issues.
Its rarely a good idea to try to defend such cases in court alone. Those lawyers tout a 95% judgment rate on such cases, meaning 100% of the people... Read Answer
There is always a chance - but it will be costly and diffuclt unless they concede they borrowed money from you.
If they have legal fees, or have filed a lawsuit, they will general expect you pay those fees as part of a settlement and the court will generally... Read Answer
You can file for hardship. I would suggest calling the creditor and ask them to work out a "reasonable" payment. Explain to them your... Read Answer
Ask them to send you validation on their company letterhead. Once you receive this validation you will then contact the Secretary of State and run a... Read Answer
YES. If you are legally responsible for the debt at thew time it was taken out, then you can't simply remove yourself from the legal obligation and... Read Answer
Keep asking creditor to provide copy of bills. When you go to court, tell the judge that the creditor would not provide you with a copy of the bills... Read Answer