Insurance Legal Questions

Probably a consumer lawyer. This will revolve around whether there were some form of notice provided to you, regardless of whether you read them or not, and the timing of the returned funds. By example if they returned the funds in November  2016, you cashed the check and never bothered to ask why or for what, you will have a more difficult case than, say, they mailed the check in April 2017, after letting coverage lapse with no notice otherwise. You may need to hire a lawyer at an hourly rate to address this at the initial stages to see what occurred and possibly a contingent fee would be available if there is a clear case of wrong doing by the bank. ... Read More

Sadly - you "were told" alot of things that were simply wrong. You need to hire a lawyer ASAP to see what can be done and a claim made - but don't hold your breath, especially with no objective documentation and "holistic" self care rather than medical care. Absent separate evidence of an infestation you may find the hotel treating this as a nusinace value/shakedown case. ... Read More

If your insurance carrier paid for it - and your intent is to stiff the shop for work actually performed, so YOU can skim the extra money, you are probably going to spend the money you think you will skim on a lawyer dealing with a Fla. Stat. 559 case to get your car back out of the mechanics lein the shop will impose. If this is simply a balance that was NOT paid by the insurance carrier - then you need to work this out with the shop if possible. Otherwise, you still end up with a Fla. Stat. 559 lawsuit to deal with. ... Read More

You will really want to hire a lawyer - even if you pay out of pocket - to address this as many insurance companies will be squeezing claims for obvious reasons and you may need to file suit over the issue. On a positive note - there is Fla. Stat. 627.428, that allows you to recover legal fees if you prevail in the lawsuit. ... Read More

" We find out it didnt have insurance, it was never transferred." This is a problem as the only person than could and can transfer the insurance to the new vehicle would be you, such that you should have know this. That stated, you needto retain a lawyer to review the issue as there is typcially a "newly aquired vehicle" clause in most insurance policies that may afford coverage ... Read More

Unfair, unfortunately is not a legal standard. The services were either covered by insurance or they weren't and thats the issue. If they are suing for damages, you do need to retain a lawyer to represent you - BUT such lawyer typically are retained on an out of pocket retainer basis. YOu may also want to talk to a bankruptcy lawyer if the charges are substantial. ... Read More

This is a deficiency claim NOT diminished value. There is no real remedy here, other than hiring a lawyer for a lawsuit, if the inusrance carrier won't assess he vehicle at a higher value. Unfortunately, if you over finance a car, i.e. its "upside down", the insurance carrier does not pay for poor credit or financing decisions, but rather the actual cash value of the vehicle (ACV). ... Read More

Apparantly, the other insurance carrier and the other party disagreed with the "no one hurt" aspect, as it seems they paid out $7,500.00 in a UM claim. Given that the insurance carrier is Infinity, unless you can show that you have a hsitory of ALWAYS having bodily injury liability coverage and would have paid the premiums for it, tjhe "full coverage" you likely asked for and got was "full coverage" to drive the vehicle legally and not additional bodoily injury coverage. This will aslo require reviewing the application and documents you signed to address that issue. ... Read More