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498 legal questions have been posted about consumer law by real users. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include identity theft, consumer fraud, and lemon law. All topics and other states can be accessed in the dropdowns below.
Consumer Questions & Legal Answers - Page 19
Do you have any Consumer questions page 19 and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 498 previously answered Consumer questions.
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Recent Legal Answers

Auto Warranty exclusions. Are they legal?

Answered 10 years and a month ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer
The wording of the warranty would regulate their liability.
The wording of the warranty would regulate their liability.

My car engine cracked. While there is no debate that auto refused to honor their extended warranty since my car was totaled (Branded) in a hail storm. This is an exclusion in the Warranty, but I don't think that this is ethical. Is it legal to deny a warranty claim based upon what seems to be subterfuge. They admit that their engine was faulty but indicate that their hands are tied due to the exclusion.

Answered 10 years and a month ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer
The wording of the warranty would govern their obligation whether you thing that it is ethical or not.
The wording of the warranty would govern their obligation whether you thing that it is ethical or not.

What legal action can i take

Answered 10 years and a month ago by Edward J. Dimon (Unclaimed Profile)   |   1 Answer
You can register car and get tags if you have the title. Who has the title ? Go to NJ DMV with title and they will help you. 
You can register car and get tags if you have the title. Who has the title ? Go to NJ DMV with title and they will help you. 

What can I do

Answered 10 years and 2 months ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer
Did you pay cash for the mattress or did you charge it to a credit card or how did you pay for it? You have to prove that the one that you got was not the same one as on display. i would return to the store to see if the same one that you saw on display is still there. if so, get the specifics like make, model number, etc. and compare it with what you got.... Read More
Did you pay cash for the mattress or did you charge it to a credit card or how did you pay for it? You have to prove that the one that you got was... Read More

If a dealership ignores an issue that becomes worse, what can I do?

Answered 10 years and 2 months ago by Edward J. Dimon (Unclaimed Profile)   |   1 Answer
Work closely with the dealership and with the company and develop a detailed written record of the facts. Use the Internet to get smart on the problem. Add to your written record. If not successful, you will have a great record for the court. Please keep me posted. Ed Dimon
Work closely with the dealership and with the company and develop a detailed written record of the facts. Use the Internet to get smart on the... Read More

My under aged son was sold alchohol by a walmart store .

Answered 10 years and 2 months ago by Mr Andrew Holter Barbour (Unclaimed Profile)   |   1 Answer
If your son is a minor, you could theoretically bring suit on his behalf, but only if he suffered damages (such as physical or emotional injury).  On these facts alone, you yourself would not have a claim against Walmart.  You may, however, be able to seek prosecution for their sale of alcohol to a minor (see A.R.S. 4-241 and/or 4-311).... Read More
If your son is a minor, you could theoretically bring suit on his behalf, but only if he suffered damages (such as physical or emotional injury).... Read More

Can a company refund my payment without my consent?

Answered 10 years and 3 months ago by Edward J. Dimon (Unclaimed Profile)   |   1 Answer
You need to document in writing all that happened and make a complete record with the company. You must paint them into a corner with documentation. You will succeed. Ed Dimon
You need to document in writing all that happened and make a complete record with the company. You must paint them into a corner with documentation.... Read More

moving company

Answered 10 years and 3 months ago by Nikolaus Alexander Baikow (Unclaimed Profile)   |   1 Answer
 How much property damage was done?  Sounds like you might be able to sue the moving company for the value of that property, or that you're considering such a suit.  Contact a lawyer in your area who does litigation and consumer law. 
 How much property damage was done?  Sounds like you might be able to sue the moving company for the value of that property, or that you're... Read More

what are my options

Answered 10 years and 3 months ago by Nikolaus Alexander Baikow (Unclaimed Profile)   |   1 Answer
Sounds like she has possibly a breach of warranty claim against the dealer.  Need more information about the sales contract, what was promised, etc. The Lemon Law would not apply because this is a used car not a new car. 
Sounds like she has possibly a breach of warranty claim against the dealer.  Need more information about the sales contract, what was promised,... Read More

sold three speakers online with free shipping for $800, buyer told me one was damaged due to shipping

Answered 10 years and 3 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Who knows. What IS clear is that the cost of addressing this with a proper legal opinion exceeds the value of the speaker. If you want your speaker back, best bet is to pay for shipping or just move on. THIS is why interstate  internet sales transactions should not be undertaken if they arent going to be treated like a proper business transaction.... Read More
Who knows. What IS clear is that the cost of addressing this with a proper legal opinion exceeds the value of the speaker. If you want your speaker... Read More

what rights do I have as a patient to be charged for an emergency procedure without medical insurance?

Answered 10 years and 3 months ago by Edward J. Dimon (Unclaimed Profile)   |   1 Answer
YOU SHOULD OBTAIN THE CHARGING SCHEDULE FROM THIS HOSPITAL FOR PATIENTS WITH NO INSURANCE. YOU SHOULD COMPARE THIS SCHEDULE WITH THE SCHEDULE FROM OTHER HOSPITALS. PLEASE CHECK THE DIFFERENCE AND CALL. ED DIMON 732-797-1600
YOU SHOULD OBTAIN THE CHARGING SCHEDULE FROM THIS HOSPITAL FOR PATIENTS WITH NO INSURANCE. YOU SHOULD COMPARE THIS SCHEDULE WITH THE SCHEDULE FROM... Read More

what rights do I have as a patient to an emergency procedure and being overcharged for this procedure?

Answered 10 years and 3 months ago by Edward J. Dimon (Unclaimed Profile)   |   1 Answer
You should determine the costs for the emergency procedures at multiple hospitals to see the difference in prices. If the differnce is significant, you can use the lower costs as a good bargaining point. Ed Dimon 732-797-1600
You should determine the costs for the emergency procedures at multiple hospitals to see the difference in prices. If the differnce is significant,... Read More

Can a 20 year old receive and own a handgun, buy ammunition, legally?

Answered 10 years and 3 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
The only way to get a clear answer to such a question that you can rely upon would be to actually spend the money to hire a lawyer to answer it. If you cant or wont spend the money to do so, then you equally cant or wont spend the money to address the impact of "guessing wrong". That said,better course of action is to simply wait until you are 21.... Read More
The only way to get a clear answer to such a question that you can rely upon would be to actually spend the money to hire a lawyer to answer it. If... Read More

I have Microsoft remotely connecting to my computer, requesting payment. They blocked my access to what I was doing in my computer. Is this legal?

Answered 10 years and 3 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Probably a virus
Probably a virus

Is there a statute of limitations on credit card debt in CA

Answered 10 years and 4 months ago by attorney Jonathan Howell   |   1 Answer
There is a statute of limitations on the time to bring a lawsuit on credit card debt, but once a judgment has been obtained it can be renewed indefinitely. 
There is a statute of limitations on the time to bring a lawsuit on credit card debt, but once a judgment has been obtained it can be renewed... Read More

I bought a used Kia from a Kia dealer. They said it was treated as a "new car" does this mean it falls into Lemon law?

Answered 10 years and 4 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Not likely, but it may have various warranty protections. Bigger issue is WHY and how rear window "broke"  after you left the dealer. No warranties cover damage, abuse or impact type issues, as that would be an insurance claim.
Not likely, but it may have various warranty protections. Bigger issue is WHY and how rear window "broke"  after you left the dealer. No... Read More

Can a merchant go after consumer with collection

Answered 10 years and 4 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
In theory yes. But unless it is a substantial account, not likely financially sound deciion and could expose the vendor other liabilities.
In theory yes. But unless it is a substantial account, not likely financially sound deciion and could expose the vendor other liabilities.

"Mutual Mistake"

Answered 10 years and 4 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Not likely. Unless you can prove they knew of the condition of the car or faked a car fax to sell it in violation of Fla. Stat. 501.975.
Not likely. Unless you can prove they knew of the condition of the car or faked a car fax to sell it in violation of Fla. Stat. 501.975.

Car Reposession Law Question

Answered 10 years and 4 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
No way to "advise about your rights" without actually retaining a lawyer to examine all the details. It should be noted that if your car is respossessed, you are not in a position to tell the bank when you can pay as they could care less about your pay check schedule and you would owe the money regardless of gettting the car back. You would be wise to retain a lawyer immediately to try and keep this from getting more convoluted, and you will likely have to retain a lawyer outof pocket.... Read More
No way to "advise about your rights" without actually retaining a lawyer to examine all the details. It should be noted that if your car is... Read More

How do I get my money back

Answered 10 years and 4 months ago by Edward J. Dimon (Unclaimed Profile)   |   1 Answer
You are in a difficult position because you and the breeder are in two states. Where did the purchase take place ? This may be the controlling state. Ed Dimon
You are in a difficult position because you and the breeder are in two states. Where did the purchase take place ? This may be the controlling state.... Read More

Must I return merchandise to a merchant after winning a dispute with credit card deemed unsafe to use?

Answered 10 years and 4 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
No. You dont get to keep what you dont pay for. They get thier sofa back. 
No. You dont get to keep what you dont pay for. They get thier sofa back. 

car extend warranty

Answered 10 years and 4 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Ths sounds like the issue lies with the warranty company. You will need to hire a lawyer to address whether the problem is covered under warranty or not. 
Ths sounds like the issue lies with the warranty company. You will need to hire a lawyer to address whether the problem is covered under warranty or... Read More

Can I sue over a failure to disclose salvaged in title in private car sale? Or can I get my car back if the Transfer of Title was not fully signed?

Answered 10 years and 4 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Its possible, the question is whether its cost effective depending on the value of the vehicles involved. Generally, the least expensive way to deal with this is to report it to the State Attorney's office as typically the facts you describe may have criminal implications. I also recall that there may be some limitatons as to the applicability for such disclosures such as the age or mileage of the vehicle at issue. Other than that you will have to weigh the expense of hiring a lawyer to handle such an issue to the value of the cars involved. ... Read More
Its possible, the question is whether its cost effective depending on the value of the vehicles involved. Generally, the least expensive way to deal... Read More

Can the police show up on an issue with pay day loan

Answered 10 years and 5 months ago by Mr. Guy Piers Coburn (Unclaimed Profile)   |   1 Answer
The short answer is:  Probably not, and these phone calls threatening arrest are most likely a violation of Florida's Consumer Collections Practices Act (Fla. Stat. §559.72).  Unless there is proof that you obtained the loan with the intent to steal the money, failing to pay back a loan is not criminal.The next time someone calls, before you discuss ANYTHING about the debt, get the following information:  1) name of the person calling. 2) name of the company he or she represents. 3) Address of the company, including the mailing address if different. 4) A telephone number for call-backs. 5) The amount of the debt, including all add-ons including fees or interest.  If the person gets suspicious, tell them you need the name and address in case you decide to send a payment.Then go talk to an attorney who handles Consumer Collections Harassment cases.  You may be able to sue the company for any actual damages you suffered, plus up to $1000 in Statutory Damages, and possibly emotional distress damages and punitive damages.  The attorney's Fees are paid by the collector, too. ... Read More
The short answer is:  Probably not, and these phone calls threatening arrest are most likely a violation of Florida's Consumer Collections... Read More

Car dealership employee took my brand new car and put 239 mile on it while waiting to be fixed.

Answered 10 years and 5 months ago by Edward J. Dimon (Unclaimed Profile)   |   1 Answer
i would make a complete written record at the dealer to preserve my rights in the future if there are issues and i would take the detail offer in the meantime. 
i would make a complete written record at the dealer to preserve my rights in the future if there are issues and i would take the detail offer in the... Read More
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