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278 legal questions have been posted about insurance by real users in Florida. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include fidelity and surety, reinsurance, and automobile insurance. All topics and other states can be accessed in the dropdowns below.
Florida Insurance Questions & Legal Answers - Page 3
Do you have any Florida Insurance questions page 3 and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 278 previously answered Florida Insurance questions.
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Florida

Recent Legal Answers

How do I respond to a letter of collection not in my name

Answered 4 years and 8 months ago by Mr. Brian Roy Toung (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
Unfortunately, under Florida law, owner's of vehicles are responsible for damage caused by their vehicle even if they weren't in them at the time, so long as the driver had the owner' permission to drive it. Make sure to respond to the complaint within 20 days of service.
Unfortunately, under Florida law, owner's of vehicles are responsible for damage caused by their vehicle even if they weren't in them at the time, so... Read More

What type of lawyer do I need?

Answered 4 years and 9 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Probably civil litigaton defense lawyer or a bankruptcy lawyer.
Probably civil litigaton defense lawyer or a bankruptcy lawyer.

What can I do in this situation?

Answered 4 years and 10 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Check with the manufactuer about the recall and possibly a loss claim there. Its not the dealerships obligation at that point. Also check if htere was some warranty from the dealer or some CPO inspection that should have revealed any wiring defect.
Check with the manufactuer about the recall and possibly a loss claim there. Its not the dealerships obligation at that point. Also check if htere... Read More

What can I do about insurance company holding wrong person responsible for accident?

Answered 4 years and 11 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
You will need to retain a lawyer to address this with the insurance carrier at some expense, typically through an expensive declaratory judgment lawsuit. 
You will need to retain a lawyer to address this with the insurance carrier at some expense, typically through an expensive declaratory judgment... Read More

Can progressive add someone to my policy without my consent, just because he was in an accident with my sister who is added to my insurance

Answered 4 years and 11 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
If he is required to be added, such as resident relative or routine user, then failing to do so may result in exclusion or policy cancellation. There should be no requirement to add him if he was a one time passenger alone. 
If he is required to be added, such as resident relative or routine user, then failing to do so may result in exclusion or policy cancellation. There... Read More

Public adjuster contract

Answered 5 years and a month ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Most likely some value as a % of the amount paid out. It all depends on the terms of the contract. 
Most likely some value as a % of the amount paid out. It all depends on the terms of the contract. 

Is there a deadline in my case

Answered 5 years and a month ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
No way to tell in a vacuum. The SOL for most such cases is 4 or 5 years depending on the basis for the claim as a starting point.  
No way to tell in a vacuum. The SOL for most such cases is 4 or 5 years depending on the basis for the claim as a starting point.  

Is it illegal to record a cellphone call involving me?

Answered 5 years and 5 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
There is a general rule in life. When someone complains that everyone esle is "against them" its usually the person not everyone else. Especially when you inject that you are "culturally insulted" which suggests some level of "activist" or "provacateur" mentality at issue. That aside, generally recording telephone conversations without the express consent of the other party is a crime, subjects you to civil lawsuit and is not admissiable in court per Fla. Stat. Cjap. 934.... Read More
There is a general rule in life. When someone complains that everyone esle is "against them" its usually the person not everyone else. Especially... Read More

Home owners insurance

Answered 5 years and 7 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Sort of - they have a lien against any recovery. If you drop the case not likely. If you think you can stiff them outta fees and then settle yorself and keep the money, not likely. 
Sort of - they have a lien against any recovery. If you drop the case not likely. If you think you can stiff them outta fees and then settle yorself... Read More

Who is responsible for the damage of my car ?

Answered 5 years and 10 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
God is responsible absent your being able to show the complex should have expected that particialr branch would break and hit your car. Hopefully you have insurance coverage on your car to cover such things.
God is responsible absent your being able to show the complex should have expected that particialr branch would break and hit your car. Hopefully you... Read More

looking for help with home insurance claim

Answered 5 years and 11 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Use the find a lawter feature to locate a lawyer in your area. 
Use the find a lawter feature to locate a lawyer in your area. 

Roofing Contract with an assignment of benefits clause

Answered 5 years and 11 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
If you assign the benefits and claim to them, they control it all. You may want look elsewhere for a roofer before you sign anything.
If you assign the benefits and claim to them, they control it all. You may want look elsewhere for a roofer before you sign anything.

Laundry stops up every 2 or 3 years

Answered 6 years ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Not sure what legal question exists here. This sounds like a plumber question as phrased.
Not sure what legal question exists here. This sounds like a plumber question as phrased.

Can I take legal action against an Insurance Company (Florida Penninsula Ins. co.) for bad business practice?

Answered 6 years ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Possibly. This will require a lot of details about what exactly happened and why there was such a drastic premium change. If your property was mortgaged this could also be an issue with the mortgage company. 
Possibly. This will require a lot of details about what exactly happened and why there was such a drastic premium change. If your property was... Read More

Is it possible to fire an insurance adjuster?

Answered 6 years and a month ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
In theory yes - whether you owe them for the services and how much is a different discussion. You probably shoudl retain an insurance LAWYER at this point understanding that you may need to pay out of pocket until the claim is fully examined. 
In theory yes - whether you owe them for the services and how much is a different discussion. You probably shoudl retain an insurance LAWYER at this... Read More

Do I need a police report for shopping cart damage?

Answered 6 years and a month ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
It helps  - but under facts presented not proper if you think it to be cart damage. This can be addressed with your insurer. 
It helps  - but under facts presented not proper if you think it to be cart damage. This can be addressed with your insurer. 

If you are in a 3 car collision your car being the last to get . The other insurance company had claimed liability who is responsible for your rental.

Answered 6 years and 3 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Coverage limits are always the issue. If you have a lawyer representing your for the crash this needs to be addressed with them. Otherwise you need to retain a lawyer for the crash ASAP. 
Coverage limits are always the issue. If you have a lawyer representing your for the crash this needs to be addressed with them. Otherwise you need... Read More

Homeowners Claim Denial

Answered 6 years and 3 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
This will revolve around when the last time they had a roof replacement and inspection done, the terms of the insurance agreement and the natue of the claim. They will need to retain an insurance litigation lawyer ASAP. If they are in the Tampa Bay area feel free to call our office to arrange a FREE consultation. ... Read More
This will revolve around when the last time they had a roof replacement and inspection done, the terms of the insurance agreement and the natue of... Read More

what type of lawyer do i need?

Answered 6 years and 5 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
No way to answer the question posed as it depends on WHY the declined the claim. Presumably they are treating this like a sham claim or there is some issue or exclusion in play.
No way to answer the question posed as it depends on WHY the declined the claim. Presumably they are treating this like a sham claim or there is some... Read More

My son fell at someones house and the person who claimed to be owner said there was homeowners insurance. I havent heard anuthing since.

Answered 6 years and 6 months ago by attorney Loren L. Gold   |   2 Answers   |  Legal Topics: Insurance
I am sorry to hear about your son's injury and hope that he fully recovers.     You are better off being proactive on behalf of your son and obtain representation. However, if you are interested in consulting with one of us, you will have to reach out, as attorneys are unable to directly solicit on this forum.  Contact a Personal Injury Attorney as soon as possible to review all facts and circumstances-especially details regarding the dangerous condition which caused his injury-rather than pursuing the homeowner on your own.    ... Read More
I am sorry to hear about your son's injury and hope that he fully recovers.     You are better off being proactive on behalf of your son... Read More

SIGN A AUTHORIZATION TO RELEASE MEDICAL RECORD DEATH CLAIM BENEFITS

Answered 6 years and 7 months ago by attorney Stephen Arnold Black   |   2 Answers   |  Legal Topics: Insurance
Discuss your case with counsel here in Florida, who can review the language and determine if you as a beneficiary have a valid claim. Free consults. 
Discuss your case with counsel here in Florida, who can review the language and determine if you as a beneficiary have a valid claim. Free... Read More

Can I sue the insurance company for not wanting to fix my vehicle

Answered 6 years and 9 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Thats the option of the other insurer. You can only sue the at fault party for damages not forcing repairs, so you are going to have to deal with the value of the vehicle at this point. 
Thats the option of the other insurer. You can only sue the at fault party for damages not forcing repairs, so you are going to have to deal with the... Read More

Can an insurance cancel your auto policy for 8 towing and 2 comprehensive claim in 18 years

Answered 6 years and 9 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Possibly. If you think this was imporper you can file a complaint with the Department of Insurance and go from there. 
Possibly. If you think this was imporper you can file a complaint with the Department of Insurance and go from there. 

brother pasted away 2017. have POA just got ck from old insure policy made out to him. what do I need to deposit this. I was only living relative.tk u

Answered 7 years and a month ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
You cannot have  PoA for a deceased person. They expire on death. You will need to start a probate action to have the court provide you authority to address any insurance policyt payment made out to him or the estate. 
You cannot have  PoA for a deceased person. They expire on death. You will need to start a probate action to have the court provide you... Read More

How do I fire a lawyer who is bullying and possibly lying to me?

Answered 7 years and 5 months ago by attorney Loren L. Gold   |   2 Answers   |  Legal Topics: Insurance
Sounds like you may have retained a firm with a large staff supporting the lawyer(s). Sometimes an insurance carrier will reach out to an attorney.  The only way to know what has/has not been done is for an attorney to review the file.
Sounds like you may have retained a firm with a large staff supporting the lawyer(s). Sometimes an insurance carrier will reach out to an... Read More
Insurance
Florida

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