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278 legal questions have been posted about insurance by real users in Florida. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include fidelity and surety, reinsurance, and automobile insurance. All topics and other states can be accessed in the dropdowns below.
Florida Insurance Questions & Legal Answers - Page 7
Do you have any Florida Insurance questions page 7 and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 278 previously answered Florida Insurance questions.
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Florida

Recent Legal Answers

Diminished value of car

Answered 9 years and 9 months ago by attorney Stephen Arnold Black   |   1 Answer   |  Legal Topics: Insurance
Most accident lawyers will handle the property damage part of your claim for free, and only charge a fee, if you win the bodily injury portion of your claim, but again, the property damage portion will be gratis, whether the case is won or not. The best course of action to take is to hire Florida counsel asap, and dont speak with anyone about the case..   Sterphen Black 407-581-2581... Read More
Most accident lawyers will handle the property damage part of your claim for free, and only charge a fee, if you win the bodily injury portion of... Read More

I own a car but my son carries the insurance. Can I get sued if an accident occurs?

Answered 9 years and 9 months ago by attorney Gregory J. Panzo, Jr.   |   1 Answer   |  Legal Topics: Insurance
If your son was to get into an accident while using your car, and he is at fault, then the injured party can look to your insurance for coverage.  A vehicle in Florida is considered a dangerous instrument. When it is lent out to another individual the owner of the vehicle assume the risk that whoever drives that vehicle may be negligent in using it.  Thus the owner of the vehicle can be held liable for damages caused by that vehicle. If your son was to cause damages by using your vehicle the injured party can go after his insurance and your insurance.  The only way to avoid this situation is to have the car placed solely in your son's name. ... Read More
If your son was to get into an accident while using your car, and he is at fault, then the injured party can look to your insurance for... Read More

What chances do I have winning against insurance company

Answered 9 years and 9 months ago by attorney Stephen Arnold Black   |   1 Answer   |  Legal Topics: Insurance
Hire an accident lawyer. He or she can handle the property damage issues from a to z for free and also the bodily injury case and will only recover a fee on the injury claim if u win the case
Hire an accident lawyer. He or she can handle the property damage issues from a to z for free and also the bodily injury case and will only recover a... Read More

Geico stalling my claim

Answered 9 years and 10 months ago by attorney Stephen Arnold Black   |   1 Answer   |  Legal Topics: Insurance
Parties who represent themselves are not taken seriouly by ins. Companies. You should retain counsel. Most of us give free consultations and do not charge unless we win the case.
Parties who represent themselves are not taken seriouly by ins. Companies. You should retain counsel. Most of us give free consultations and do not... Read More

How to Defend yourself in Personal Injury Cases

Answered 9 years and 10 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
YOu can let your insurance carrier handle it or hire your own legal counsel at your expense to make sure yourinsurance carrier doesnt screw you. 
YOu can let your insurance carrier handle it or hire your own legal counsel at your expense to make sure yourinsurance carrier doesnt screw you. 

How to Defend yourself in Personal Injury Cases

Answered 9 years and 10 months ago by attorney Gregory J. Panzo, Jr.   |   1 Answer   |  Legal Topics: Insurance
Your insurance company will handle the claims process. If a lawsuit is filed against you, as the at fault party, then your insurance company should provide you with an attorney to represent you during lititgation.  At this point you may want to stay in contact with your insurance company as the claim process progresses.  I suggest you read the terms and conditions of your insurance policy to determine the obligations of your insurance company for this type of situation.... Read More
Your insurance company will handle the claims process. If a lawsuit is filed against you, as the at fault party, then your insurance company should... Read More

Can my insurance company hold be liable for deductible that another driver causes?

Answered 9 years and 11 months ago by attorney Stephen Arnold Black   |   1 Answer   |  Legal Topics: Insurance
If you were rear ended, you should hire counsel to explore every possible source of insurance coverage. A good attorney may be able to find coverage even if the at fault driver is insufficiently insured or lacks liability coverage. While this website precludes us from soliciting your business, you can reach out to a local Fl counsel for a free consult..good luck   Steve 407-581-2581... Read More
If you were rear ended, you should hire counsel to explore every possible source of insurance coverage. A good attorney may be able to find coverage... Read More

Accident involving being run off road by truck that didn't stop, did not get tag # or description, what option regarding diminished value of vehicle

Answered 9 years and 11 months ago by attorney Stephen Arnold Black   |   1 Answer   |  Legal Topics: Insurance
Its possible that there were cameras that may have captured the incident from private businesses that were in the immediate area..File a police report and have the police scour the area for possible camera activity.,.good luck
Its possible that there were cameras that may have captured the incident from private businesses that were in the immediate area..File a police... Read More

What is the normal fee for claim against insurance company

Answered 10 years ago by attorney Gregory J. Panzo, Jr.   |   1 Answer   |  Legal Topics: Insurance
To discuss fees associated with a personal injury case please contact Largey Law at (352)-253-0546.  An experienced attorney will be available to discuss your claim and fees associated with your claim against an insurance company.
To discuss fees associated with a personal injury case please contact Largey Law at (352)-253-0546.  An experienced attorney will be available... Read More

How do we get information from the life insurance company after reporting a death?

Answered 10 years and a month ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
There will likely need to be a probate estate opened and probate lawyer retained to address such things.
There will likely need to be a probate estate opened and probate lawyer retained to address such things.

My home owners insurance claim was denied, what should I do

Answered 10 years and 2 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
You will need to retain a lawyer to handle the insurance claim issue and should have done so when it occurred. This should be done immediately.
You will need to retain a lawyer to handle the insurance claim issue and should have done so when it occurred. This should be done immediately.

Would it be a conflict of interest for an insurance adjuster to order parts on an insurance claim?

Answered 10 years and 2 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
There is no conflict of interest here as opposed to you being upset that you can't profit from the part order. There is something shady here in that the insured is expected to pay for the part with a credit card and get reimbursed, as this is something that the insurer should do if it is buying parts to keep costs down.... Read More
There is no conflict of interest here as opposed to you being upset that you can't profit from the part order. There is something shady here in that... Read More

Please help, what to do in a car accident.

Answered 10 years and 2 months ago by attorney Stephen Arnold Black   |   2 Answers   |  Legal Topics: Insurance
You should contact an accident lawyer so you can get a free consult to see how u should proceed
You should contact an accident lawyer so you can get a free consult to see how u should proceed

My home owners insurance claim was denied, what should I do

Answered 10 years and 2 months ago by attorney Stephen Arnold Black   |   1 Answer   |  Legal Topics: Insurance
you may have a case. Contact a local attorney for a free consult
you may have a case. Contact a local attorney for a free consult

The condo unit above me was advised by association and property manager for in August to have doors and windows replaced. He still has not fixed them

Answered 10 years and 3 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
You will likely need to retain a lawyer to make a claim against the other unit owners condo insurance if he has it or to sue him for the damages.
You will likely need to retain a lawyer to make a claim against the other unit owners condo insurance if he has it or to sue him for the damages.

Can you help?

Answered 10 years and 3 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Other than paying the premium rquested, no.
Other than paying the premium rquested, no.

My wife is going to need dialysis and we have no insurance, I make approx. $50,000. a yr.would she qualify for Medicaid?

Answered 10 years and 4 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Not a legal question. This ineeds to be directed to Medicaid.
Not a legal question. This ineeds to be directed to Medicaid.

Ins co is denying additional repairs

Answered 10 years and 5 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Yes, while your medical condition is unfortunate, its is not the insurance carriers responsibility and complaints about a repair 1 year after the fact is certainly an issue. You may have to decide whether you want to spend the money to hire a lawyer to challenge thier claim denial. 
Yes, while your medical condition is unfortunate, its is not the insurance carriers responsibility and complaints about a repair 1 year after the... Read More

Auto agent didn't do his due diligence by not changing my request to from excluded driver to included, accident occurred, claim not cover whats rights

Answered 10 years and 5 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
This is not  "due dilgence" issue so much as a "errors and omissions" type claim. YOu will have to prove that you instructed the agent to add your son and that he didnt timely do so. Its not clear from the facts about whether this can be supported especially when indicated you could not afford to add him. YOu will need to retain an insurance lawyer to address this type of issue. ... Read More
This is not  "due dilgence" issue so much as a "errors and omissions" type claim. YOu will have to prove that you instructed the agent to add... Read More

how can i claim property damage on my car?

Answered 10 years and 7 months ago by attorney Mr. Jonathan Hayes Groff   |   1 Answer   |  Legal Topics: Insurance
If you have collision coverage that will be the easiest route, since collecting directly from an uninsured person is difficult. However you do have recourse through the State. The following State website will provide all the information you need to have the driver/owner's license suspended until he/she pays what he owes you.  http://www.flhsmv.gov/ddl/frfaqcrash.html   Wishing you the best.   ... Read More
If you have collision coverage that will be the easiest route, since collecting directly from an uninsured person is difficult. However you do have... Read More

My insurance company called me to make payments to me for my out of pocket expenses after being involved in a car accident where i was not at fault an

Answered 10 years and 8 months ago by attorney Stephen Arnold Black   |   1 Answer   |  Legal Topics: Insurance
Depending on the facts of your case, there may be several options and solutions, but I would need to know more about what happened. Please call to discuss   Steve
Depending on the facts of your case, there may be several options and solutions, but I would need to know more about what happened. Please call to... Read More

Probate/Florida

Answered 10 years and 9 months ago by attorney Stephen Arnold Black   |   1 Answer   |  Legal Topics: Insurance
As a rightful heir to the estate, presumably as you are a blood relative of the deceased, a probate case has to be opened and you are entitled to all notices. You state that your father's death was an accident. If his death was a result of a third party's negligence, the estate, after it is opened of course, could bring a lawsuit against said third party via the executor of the estate. If a third party did in fact cause the death of your father, I would be happy to discuss your case at no charge, and if we take it, we would not charge you unless we win the case Stephen Black  ... Read More
As a rightful heir to the estate, presumably as you are a blood relative of the deceased, a probate case has to be opened and you are entitled to all... Read More

CAN AN AUTO INSURANCE CO. FORCE YOU TO ADD YOUR 17 YEAR SON EVEN IF HE DOESN'T LIVE WITH YOU?

Answered 10 years and 11 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Yes. The remedy is simply to exlcude him from coverage. If what you say is true, then there wont be an issue where he is driving your car, as neither of you will be insured if he does.
Yes. The remedy is simply to exlcude him from coverage. If what you say is true, then there wont be an issue where he is driving your car, as neither... Read More

what lawyer do i contact in the fort walton beach area dealing with a theft of personal item at a 4 star hotel parking lot

Answered 10 years and 11 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Any one you like. Though you will likely find that you will have to hire one at an hourly rate/retainer and typically will not get any value from the hotel who is not obligated for the criminal acts of third parties as a general rule in addition to the usual waivers you agree to in this regard.... Read More
Any one you like. Though you will likely find that you will have to hire one at an hourly rate/retainer and typically will not get any value from the... Read More

do i need a layer for a examination under oak

Answered 10 years and 11 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
That you have no idea whats going on is EXACTLY why you need to hire a lawyer.
That you have no idea whats going on is EXACTLY why you need to hire a lawyer.
Insurance
Florida

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