171 legal [2, *]questions have been posted about collections by real users in New York. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include debtor and creditor, and creditors rights. All topics and other states can be accessed in the dropdowns below.
Recent Legal Answers
For $1600, do this yourself. You have a defense. File an answer in the time required to avoid default. Your defense is that... Read Answer
Although you may not be obligated under contract law, you would be obligated under the theory of unjust enrichment. Your obligation to pay is... Read Answer
Debts are never inherited. Upon death of a debtor the Estate of the decedant is obligated to pay debts from the non-exempt assets of the Estate.
If they have properly entered a judgment against you then the statute of limitationd for enforcement is 20 years. This is extended each time... Read Answer
They are holding the collateral that you want. You will need to work with them or file an Order to show cause for the relief you believe you... Read Answer
If the judgment was properly obtained and you have no defenses to the merits, then your only option is to settle the debt by making a lump sum... Read Answer
Yes, the creditor may contact you in that fashion to collect a debt.
I think you should investigate whether he is even a lawyer!
http://iapps.courts.state.ny.us/attorney/AttorneySearch
Then call the management... Read Answer
Your ability to collect depends initially on the status of the Bankruptcy filing. If the debt was discharged, then you can no longer collect.... Read Answer
I have to admit that your inquiry sounds like a typical scam email that circulates amongst collection lawyers. "Large sum of money" and overseas wire... Read Answer
Yes, it is legal. You cannot unilaterally determine an arbitrary amount to pay as your arrears continue to accrue. You must make a... Read Answer
This is upsetting to hear. You should be receiving regular reports from your lawyer or at least responses to your inquiries. Judgment... Read Answer
The burden of proof is on him to establish the loans. If your defense is that these were gifts you ahave to properly assert the context. If these... Read Answer
Sue him! Credit card charges that he ran up and can be proved were at his order are a valid claim in a cause of action.
You can go to the court to find out, or call me and I can look on the court website and search by name to find out. You should check it... Read Answer
You have a judgment against you. You must get it vacated. I can do it for $800.
Mostly no. There is a technical legal argument that you, as spouse, can be responsible for what are called "necessaries", but I would not worry... Read Answer
First, report this claim to your insurance. It should cover it. Second, you are right, an attorney should be able to settle this matter... Read Answer
Last option is the only one. Suing for the money you paid or are being asked to pay as co-signer. Being a co-signed is not being on... Read Answer
Is there a judgment against the dead man? Is there a lien? If you bought the house with a valid lien existing at the time the lien would remain in... Read Answer
I confess that I do not entirely understand your question. Who is "unemployment"? What do they want your tax return for? You pay taxes and file... Read Answer
Yes. There is no difference between the borrower and the co-signer. You are both jointly and severably liable.
You can sue in court. There is a statute of limitations, so move quickly on this.
Yes. You can go after the borrower, but there is no rule that you be pursued second.
Yes they can. You have no "case." Try to work out a deal you can stick to.