Florida Insurance Legal Questions

The key here is the distinction that she was "tricked" as opposed to made a poor decision. The obvious question is if she doesn't understand english, how or why was she involved in negotiating an injury settlement in the first place, and why was she signing things that she obviously could not understand due a to a language barrier. If she truly could not have understood what she was doing and was mislead, it may be possible to set aside the settlement. It may be much harder if its a situation where in retrospect, with the child having worse injuries, the settlement was simply a poor decision. ... Read Answer

The liability of the transportation company will likely be tied to thier liability, which you said is none. Also sounds like you already have a lawyer handling your case and its not good idea to get off the cuff "second opinions" on complicated matters like yours here. I would discuss these issues with your current lawyer. You can also contact our office for a free consult is you'd like if your in the Tampa Bay area.... Read Answer

No. Let the  lawyer do his/her job. Your calling will not get the money any faster.  If you were in litigation, the lawyer will file a motion with the court to enforce the settlement and seek interest, etc. If not in suit, the lawyer will threaten to file suit to enforce the settlement  the seek interest and fees. It will hardly ever come to that. Probably just an overworked adjuster/attorney.  Please understand. I do not know the facts of your case and can only give a general answer. Speak with your lawyer about what  is  going on.... Read Answer

a bodily injury attorney but don't you have liability insurance that would provide you with a defense attorney if not, I can defend you but I would need to charge you $250 per hour for my fee and would need a $3,000 advance retainer for the fees and $2,000 advance retainer to pay defense costs... Read Answer

Insurance company can't pay if you are not beneficiary. You should open up a probate estate for your mother and if appropriate make insurance claim as PR of her estate. Creditors and other heirs/beneficiaries may have claims but the matter will be resolved in probate. You should seek legal representation.   Charles Sanford... Read Answer

If you bought the policy after the hurricane destroyed the cars then you're out of luck as far as getting the insurance company to pay for the loss. In order for the insurer to pay for the loss the cars had to be listed on a policy for which you had paid premiums, before the hurricane. Consult a lawyer for further advice.... Read Answer

immediately fix whatever it is that is causing the mold buy more insurance in case it happens again in the future for the past, do the best you can with the $10,000 from the insurance you have, assuming they have already been notified by you and they have looked at the damage and agreed to pay you the $10,000 you mentioned your AC was worked on while you were gone, was whoever worked on your AC negligent in not properly fixing the AC and is that why you have the mold, if you current damages are more than the $10,000 the insurance should pay you, you may have a claim against your AC company  ... Read Answer

you would be correct in not accepting the check if it is for "full and final payment of all your damages" and you are claiming additional damages but you may be able to accept the check as "part payment" only if the insurance company agrees it is is for partial payment only you need a lawyer to review your insurance policy and advise you on what damages you are entitled to if you have to sue your insurance company, under Florida law you should be entitled to have the insurance company pay the lawyers's fees on top of you claim you may find additional information on my law-firms website at faziodisalvo.com... Read Answer

if the insurance company is paying for the $40,000 of your property to your mother in law, your mother in law should pay that money to you. but without reading the insurance policy, I cannot tell you if the insurance company is responsible to pay for property not owned by your mother in law. if the insurance company is not responsible for your property, than that $40,000 will not be paid by the insurance company to your mother in law... Read Answer

This is a loan.  Your relative is lending you and your wife the money needed to keep your life insurance policy in force.  There are several ways you could document this.  The most simple would be a promissory note by you and your wife as co-borrowers to your relative as lender.  There are standard forms available for download if you can't afford to hire a lawyer.  I'd look for what's called a revolving credit agreement.  You can make the total extension of credit an amount which would be enough to cover the next few years' worth of payments.  It can call for interest at the rate you select with repayment of principle (the money you received from the lender) and interest due and payable within a certain number of days after the insurance company pays the death benefit or, if for some reason there is never a payment of death benefits, within a certain period of time following your death.  Your insurance company may have a form available assigning benefits to your lender.  This would give an added level of protection or guarantee to your relative.  Of course, there are other legal and financial issues which can affect your interests so it's always better to review this with an attorney and tax adviser.... Read Answer