New Jersey Consumer Fraud Legal Questions

We can do the research regarding both the school and the case law and prepare a written legal memorandum setting forth the merits of your legal position and the cost to litigate. The cost for same would be $1500. If you decide to go forward, the $1500 would be included in the over-all costs. Ed Dimon... Read Answer

The moment you knew about the fraud or should have known about the fraud, you had an obligation to notify the bank in writing.  For example, if you were released on a Tuesday and your mail was sitting at home noting the fraudulent transactions, you had an obligation to notify the bank on Tuesday. If you did not, then only alternative is going after the culprit who normally has no money. You can bring criminal charges but that may or may not help get you the lost monies. Ed Dimon... Read Answer

you can contact the 'board of public utilities' to determine if 'clear view' is committing fraud.  this would save you legal fees. the alternative is having us do the legal research with the Board. we would need all the documents and bills. please call if we can help. the initial research would be approximately $1200 for the research and the written legal opinion. ed dimon, esq. 732-797-1600... Read Answer

the key is the document you signed. did you sign that the boyfriend had a job ? if so, this will be a difficult case to win. you lied on the application. you told a third party [in writing] that the boyfriend had a job. the third party relied upon this false written representation. ed dimon, esq.... Read Answer

Based upon the limited facts presented, yes, you do have a case. You can file a lawsuit for consumer fraud (where you are entitled to triple damages, attorney fees), breach of contract, breach of good faith and fair dealing, promissory estoppel, recission, and the list goes on.  However, and more importantly, you have a project that needs to be completed. You have to find someone to complete this job.  In addition, although litigation is an option, so is amicably resolving this matter because who wants to spend money to litigate (good money after bad money).  Please contact me to discuss this matter further.    ... Read Answer

As I understand it, when you purchased your vehicle, you requested a carfax from the dealer, and you received one that omitted important information that substantially affects the value of the vehicle. There are three basic types of compensable violations of the New Jersey Consumer Fraud in New Jersey: (1) affirmative acts, (2) knowing omissions, and (3) statutory/regulatory violations (see http://www.nj.gov/oag/ca/laws/CFAlaws.pdf). In this case, the primary question is against whom might you have any recourse? You might have a claim against the dealer, but you also might have a claim against the carfax provider or even another person or company. In any case, whether you have a claim or not is determined by the specific facts of your case. Please note that by attempting to answer your question, I am not acting as your attorney, and no attorney-client relationship has been formed. The response provided is based on the information provided and for informational purposes only; it is not meant to be legal advice and should not be construed as such. Additionally, I will do nothing further to protect or preserve your interests in the absence of any additional discussion with you about this matter. Eric B. Bailey, Esq. Law Offices of Eric B. Bailey, LLC, 871 Mountain Avenue, Suite 201, Springfield, NJ 07081. Telephone: (973) 467-1222; e-mail: eric@ebbattorney.com; web: www.ebbattorneynj.com.... Read Answer

the bank's fine print will allow them to wiggle free from the 'rate lock'. the bond market has collapsed in the last two weeks. see today's 'new york times'. i would work with the bank today on a new rate before rates go even higher. please let me know if we can help with your re-financing. ed dimon, esq.... Read Answer

i would cash the check to make sure you receive the money. i would have the car repaired. you can sue the mechanic to recover your costs, for example, the cost to you to rent a car for that period if you had to rent a car. however, you would not be paid your attorney fees. you could sue the mechaic is 'small claims' court [and not use an attorney] for the actual costs you incurred. this is the best route for you. ed dimon, esq.... Read Answer