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480 legal questions have been posted about consumer law by real users in Florida. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include identity theft, consumer fraud, and lemon law. All topics and other states can be accessed in the dropdowns below.
Florida Consumer Questions & Legal Answers - Page 14
Do you have any Florida Consumer questions page 14 and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 480 previously answered Florida Consumer questions.
Consumer Law
Florida

Recent Legal Answers

I want to get out of a signed contract for a bed

Answered 11 years and 7 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
This sounds like a buyers remorse issue and as such the seller is likely correct. UNless there was some fraudulent misrepresentation you can prove, learning after the fact that the bed didnt have a review in a magazine is not the basis for undoing a deal so much as not doing it in the first place. If you have any questions or concerns, please feel free to contact our office at 1-800-922-6442, for a FREE consultation. ... Read More
This sounds like a buyers remorse issue and as such the seller is likely correct. UNless there was some fraudulent misrepresentation you can prove,... Read More

writing the DA

Answered 11 years and 7 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
You may want to do it the form of a formal complaint to make sure you get as much protection as possible against any claim of defamation. If you have any questions or concerns, please feel free to contact our office at 1-800-922-6442, for a FREE consultation. 
You may want to do it the form of a formal complaint to make sure you get as much protection as possible against any claim of defamation. If you... Read More

Repeated calls from credtitors looking for another individual. I have asked them to stop but they continue to call daily.

Answered 11 years and 7 months ago by Mr. Guy Piers Coburn (Unclaimed Profile)   |   1 Answer
The next time they call, you should immediately demand the name of the person calling, the mailing address, the name of the company that the person represents, the name of the person they are trying to locate, and if you don't already have it, the phone number to call back.  Then write a letter to them telling them (a) you are not the person they are seeking and you have no information about that person, (b) to stop all calls to your number.  Keep a copy of the letter and send it by certified mail.  Give it a few days to arrive and be processed.  Then, if you get any more calls, go talk to an attorney who is familiar with the Fair Debt Collections Practices Act (FDCPA) and the Florida Consumer Collections Practices Act (FCCPA).  You should be able to sue the abusive collector and get up to $1,000 in statutory damages for each statute.  The attorney's fees are paid by the collector.  (Most of these cases settle early.)... Read More
The next time they call, you should immediately demand the name of the person calling, the mailing address, the name of the company that the person... Read More

payday loan scams?

Answered 11 years and 7 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Not sure what the question is. If you have further questions, please feel free to contact our offices at 1-800-922-6442 for FREE consultation. 
Not sure what the question is. If you have further questions, please feel free to contact our offices at 1-800-922-6442 for FREE... Read More

Is it legal for Lowes to not honor online price after purchase confirmation?

Answered 11 years and 7 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Not if its an obvious mistake, and it appears that you were aware of this and sought to take advantage of it. Its always worth a try in case they ship it, but they caught the error. If you have further questions, please feel free to contact our offices at 1-800-922-6442 for FREE consultation. ... Read More
Not if its an obvious mistake, and it appears that you were aware of this and sought to take advantage of it. Its always worth a try in case they... Read More

Do I have a case against PayPal Chargeback.

Answered 11 years and 7 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
The difficulty here is in the legal expense that may arise in dealing with a $4,000.00 issue. You may need to hire a laywer to intervene, but unless there is a means to get reimbursed that value, you may be practically limited in how much legal expense will be justified. The other option would be to have the customer simply pay you directly, since there seems to be no dispute about the product being recieved etc.... Read More
The difficulty here is in the legal expense that may arise in dealing with a $4,000.00 issue. You may need to hire a laywer to intervene, but unless... Read More

Do I have to return money on a large tip when the customer gets the money refunded?

Answered 11 years and 7 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Unless the tip was in the thousands of dollars that would warrant some legal action or losing the job, you'll have to decide how to work that out with the employer. You could also quit and make the employer sue you to get the money back, which they probably won't, but whoknows for sure. If you have any questions or concerns, please feel free to contact our office at 813-877-6442 for a FREE consultation. ... Read More
Unless the tip was in the thousands of dollars that would warrant some legal action or losing the job, you'll have to decide how to work that out... Read More

what kind of lawyer do I obtain for

Answered 11 years and 7 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Generally a civil trial or consumer lawyer.
Generally a civil trial or consumer lawyer.

How do I avoid wage garnishments from a judgement creditor?

Answered 11 years and 7 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Unless you have a legally recognized exemption, your obligations will trump your financial inconvenience. Only other option would be bankruptcy or some form of settlement. 
Unless you have a legally recognized exemption, your obligations will trump your financial inconvenience. Only other option would be bankruptcy or... Read More

Bit into two bones in two pieces of boneless chicken. Cut inside my mouth. Is there a case here.

Answered 11 years and 7 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Seriously? Unless you have a psychiatric opinion backing up the claims you make and signficiant damage to your mouth, this will likely be viewed as a grossly exaggerated or frivolous claim.
Seriously? Unless you have a psychiatric opinion backing up the claims you make and signficiant damage to your mouth, this will likely be viewed as a... Read More

Are credit card companies obligated by law to send a statement to the consumer?

Answered 11 years and 7 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Depends. A lot of people are agreeing to "paperless" ie internet billing. The bigger question is, statement aside, if its in collections that means that Dillards typically tried calling and writing to you for several months with no response. Something is obviously amiss here. 
Depends. A lot of people are agreeing to "paperless" ie internet billing. The bigger question is, statement aside, if its in collections that means... Read More

Card holder services has call me everyday for the last year on my home phone and cell phone, and will not stop.

Answered 11 years and 8 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Assuming this is true,  and can be documented, this would be an FDCPA/FCCPA violation. The bigger issue is whether this a legitimate collection effort or some form of scam call. If you have other questions or concerns, please feel free to contact our office at 1-800-922-6442 for a FREE consultation. ... Read More
Assuming this is true,  and can be documented, this would be an FDCPA/FCCPA violation. The bigger issue is whether this a legitimate collection... Read More

How many days does it usually take a bank to figure out if a check is actually real or not?

Answered 11 years and 8 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Typically, you haveto repay any money you took out of account under the provisonal credit provided as set out in your account agreement. If you have other questions or concerns, please feel free to contact our office at 1-800-922-6442 for a FREE consultation. 
Typically, you haveto repay any money you took out of account under the provisonal credit provided as set out in your account agreement. If you... Read More

signed contract, next day called told them we changed our minds.

Answered 11 years and 8 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Something is missing from these facts. While you may still owe the $6,400.00 as written contracts are there to prevent "changing your mind" most people dont go forward with starting repairs or demo when you try to bail on deal. You probably need to retain a lawyer before this goes any further. If you have other questions or concerns, please feel free to contact our office at 1-800-922-6442 for a FREE consultation. ... Read More
Something is missing from these facts. While you may still owe the $6,400.00 as written contracts are there to prevent "changing your mind" most... Read More

my husband and I had defaulted on a car loan. They would not reposses the vehicle because they said it was not worth it. however, we had signed a

Answered 11 years and 8 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Unfortunately, there is no credit for "every attempt" to make things right, only actually doing so. If you make a second agreement and broke that one too, it sounds like you also agreed to entry of a judgment against you. If you dont want this to happen you need to convince the otherside to do otherwise somehow.If you have any further questions feel free to call 1-800-922-6442 for a FREE consultation.... Read More
Unfortunately, there is no credit for "every attempt" to make things right, only actually doing so. If you make a second agreement and broke that one... Read More

How do I stop unwanted phone calls?

Answered 11 years and 8 months ago by N James Turner (Unclaimed Profile)   |   1 Answer
You have a lawsuit under the Fair Debt Collection Practices Act.   Debt collectors cannot call with that frequency. Being Bothered by Debt Collectors? Debt collectors must treat you with truth, fairness, dignity, and respect. Any debt collector who crosses the line and abuses you for the collection of a consumer debt can be sued in federal court for damages under a law called the Fair Debt Collection Practices Act (FDCPA). Debt Collectors Are Prohibited From: •  Threatening lawsuits, garnishment, liens, or arrest for not paying a bill; •  Calling your family, friends, neighbors or employers to collect a debt; •  Leaving abusive phone messages; •  Insulting, yelling or swearing at you; •  Calling your workplace after telling the collector not to call you there; •  Lying, threatening, or otherwise harassing you in any way. If you have suffered from any of these abusive bill collection practices, you may be entitled to compensation. Moreover, debt collectors that violate the FDCPA are strictly liable, meaning that a consumer need not show intentional conduct by the debt collector to be entitled to damages. We can help any consumer who is currently in collections, or has suffered from collection harassment.   Call us today at (888) 877-5103 to speak with an attorney and get a free phone www.ConsumerRightsOrlando.com  ... Read More
You have a lawsuit under the Fair Debt Collection Practices Act.   Debt collectors cannot call with that frequency. Being Bothered by Debt... Read More

Biught a product, manual says do not use if have epilepsy and store receipt says no refund. I wasn't never informed before the purchase.

Answered 11 years and 8 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Typically, not a stores job to inquire about your medical conditions, rather yours to research things BEFORE you by them. YOu may have to return for a store credit or call it a loss if they wont. If you have any further questions feel free to call 1-800-922-6442 for a FREE consultation.
Typically, not a stores job to inquire about your medical conditions, rather yours to research things BEFORE you by them. YOu may have to return for... Read More

My daughter was denied medication

Answered 11 years and 8 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Much of this revolves around the nature of the "medication" which was omitted. It it was involving narcotics or opiates in particular there may be other reasons for the refusal. If you have any further questions feel free to call 1-800-922-6442 for a FREE consultation.
Much of this revolves around the nature of the "medication" which was omitted. It it was involving narcotics or opiates in particular there may be... Read More

use car 90 day warranty send to shop five time have not been fix dealer dont want to fix mechnic shop left engine parts loose and missing parts

Answered 11 years and 8 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
You are probably limited to the terms and conditions of the warranty unless you want to spend  money on your own to have it fixed. If you have further questions or concerns, you can call our office at 1-800-922-6442 for a FREE consultation
You are probably limited to the terms and conditions of the warranty unless you want to spend  money on your own to have it fixed. If you have... Read More

2 Years Expired Wine at Walmart

Answered 11 years and 8 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Given that its Walmart, you canmake the claim with them but dont expect any payment. Absent some significant injuries, the damages dont seem substabtial enough to encourage a lawyer to take the case on a contigentcy fee. If you have further questions or concerns, you can call our office at 1-800-922-6442 for a FREE consultation... Read More
Given that its Walmart, you canmake the claim with them but dont expect any payment. Absent some significant injuries, the damages dont seem... Read More

For how long can a bank hold a car reposetion entry in somebody's credit record

Answered 11 years and 8 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Bank? forever. Credit reporting is only 7 years though. If you have any further questions, we do offer FREE consultations. Just call our office at 1-800-922-6442.
Bank? forever. Credit reporting is only 7 years though. If you have any further questions, we do offer FREE consultations. Just call our office at... Read More

I send a 2000$ desktop computer using fedex, the box arrive open and the computer damage, fedex dont care and wont play the ensurance.

Answered 11 years and 8 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
I suspect since the package originated in Venzuela, you will need to start with a lawyer there. International mailing, due to customs searches, etc. are always problematic.
I suspect since the package originated in Venzuela, you will need to start with a lawyer there. International mailing, due to customs searches, etc.... Read More

What are my rights concerning my credit card being charged and I never recieved the merchandise?

Answered 11 years and 8 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
This is very confusing and no way to respond properly. For example, you claim you never got product, but then describe efforts to have you sister pick product up. If you any questions please call our office at 1-800-922-6442 for a FREE consultation.
This is very confusing and no way to respond properly. For example, you claim you never got product, but then describe efforts to have you sister... Read More

Is it legal to keep a commissioned item that was never picked up?

Answered 11 years and 8 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Its impossible to tell since you use terms like "commissioner" as opposed to buyer. If the item was paid for, and you have it, ship it to his address and its done. If you built it, and he has not paid for it, I would presume its yours until he does so. Other than that, you will probably needto hire a lawyer to actually have him help in determining how to address this issue properly. If you have further questions, we provide FREE consultations. Just call our office at 1-800-922-6442.... Read More
Its impossible to tell since you use terms like "commissioner" as opposed to buyer. If the item was paid for, and you have it, ship it to his address... Read More

can I sue an Insurance Company

Answered 11 years and 9 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer
Unless you have a specific legal cite to the contrary, I am unaware of any 3 day right to cancel related to homeowners insurance. While you may get a refund for "unearned premiums" you may well have to wait until the insurer processes the check and then issues a refund. If you have further questions or would like to discuss retaining our services, please feel free to call 1-800-922-6442 to arrange for a FREE consultation.... Read More
Unless you have a specific legal cite to the contrary, I am unaware of any 3 day right to cancel related to homeowners insurance. While you may get a... Read More
Consumer Law
Florida

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