Florida Car Accident Legal Questions

You need to report this to the correct insurance carrier. If your "mistake" was made because you do not have insurance coverage, you will need to hire a civil lawyer to defend the lawsuit at your expense. If you are being sued, the other side disagrees that there were no injuries or damages. ... Read More

Yes, you would have a claim against the at fault driver who hit you. You should retain a personal injury attorney here in the state of Florida on a contingency fee basis, which means you pay nothing unless you win. Attorneys on this platform are prohibited from soliciting. However, you can research our backgrounds and reach out privately to one of us.... Read More

UNless this is substantial damage that warrants spending money on a lawyer to intervene, this is most likely a first party (your) insurance claim or simply a claim you will have to pursue on your own with FDOT and do the best you can. Most such cases it is not financially feasible to hire a lawyer. ... Read More

Dear Kathy, A Personal Injury attorney can investigate this matter and determine all possible insurance coverage including any available 1st party PIP and UIM coverage. Possibly, there are issues besides outstanding medical bills, which we typically negotiate for our clients. You should consult a Personal Injury attorney to avoid potential pitfalls rather than pursuing the matter on your own. Choose an experienced professional for guidance and advice before going further. We all give free consultations and if we take the case, it would be on a contingent fee basis. However, you will have to reach out, as attorneys are unable to directly solicit. Loren L. Gold, Esq.... Read More

That sounds like a terrifying experience. I hope you're okay. If you were involved in a car accident in Florida, it's important to document everything, seek medical attention if needed, and report the incident to the authorities. Florida follows a no-fault insurance system, meaning your own insurance typically covers medical expenses regardless of fault. However, if the other driver was negligent, you may be able to pursue additional compensation. If you need legal guidance, you might consider consulting a personal injury attorney. ... Read More

Not sure why you think you will be making a claim for anything if the crash was deemed your fault. If you have any inusrance at all this shoudl include mandatory property damage coverage to pay the other party's damages and if the crash was your fault or 51% of it, you are not entitled to recover anything from the other side and would have to rely on your own collision coverage. If you believe you can prove you were less than 51% at fault, then you simply need to plan on hiring a civil trial lawyer to represent you - but will be typically paying for the lawyer "out of pocket" at that point. ... Read More

  I’m very sorry for this tragic loss. A Personal Injury attorney can undertake investigation into the matter and explore options available to your family. Choose an experienced professional to guide and advise you. One who can determine all responsible parties and insurance coverages, including any first party coverages. However, if you are interested in consulting with one of us, you will have to reach out, as attorneys are unable to directly solicit on this forum.... Read More

This is an underwriting question to be addressed by your insurance agent or finaincial planner. The obvious reasons to to have stacked coverage is UM covers only up to $500,000.00 with 2 vehicles and Umbrella UM (which I have never seen offered, as opposed to BI liability) might have different coverage provisions or benefits vs. statutory UM. As a rule insurers HATE to write UM because they are forced to provide coverage for a risk they cannot assess (other drivers) and like PIP, place them in a position where they have no "win" when a claim is made. ... Read More

Not under the facts presented as a general rule. Under 18 your mother is actually your guardian and there is no requirement for you to agree to anything. Depending on the settlement value there might have been a requirement to have a court approved settlement, again, if that occurred you would have little recourse. There are also issues to be addressed as to what you claim are "life altering" injuries. Whether you could sue your parent for some impropriety is a different issue, but unless she has the money to pay for what ever damages you might claim, it may simply be titling at windmills. It also depends on how long ago this all occurred. You merely mention you were 17 and not WHEN you were 17. You may need to hire a lawyer, liely at some expense,  to review the issues and go from there. ... Read More

There are very few attorneys that will handle cases for (only) property damage caused by a car accident but some will handle it in conjunction with an injury case. Keep in mind that you have 14 days from the date of the accident to seek medical attention, or else your PIP benefits will be forfeited. Many times, accident victims do not feel any pain until a few days or a week later. I have never understood this phenomenon (as it makes no sense to me) but it does happen to many accident victims. ... Read More