Consumer Legal Questions

This is an isues to be addressed under Fla. Stat. Chap. 83/715. if they failed to compmy with the notice provisions and dispose of the property properly, they may owe you damages for the losses you can prove. Unfortunately, such cases are not often contingent fee cases so you may need to plan on spending money out of pocket on a lawyer and look to get your money reimbursed if you win.  ... Read More

This is a clearly histrionic explanation as had you legitimately feared for your life you would have sceamed for help, dialed 911 or simething along those lines. If being called a "smart ass" is as you described the basis for such fear and reaction, this likely entails a need for evaluation by a psychologist or psychiatrist as there is clearly a reaction to the events described that suggests some anxiety disorder or other circumstance may be involved. This is not intended to be critical of you but simply an objective opinion about your situation as described. In the mean time, take your business elsewhre and dont shop at Walmart if they treated you poorly. ... Read More

We handle such cases - the issue will revolve around whether its on a contingent fee, hourly rate/retainer or some blended fee structure. This will be determined on what fault T-Mobile had in the porting and the nature of the ID theft issues, especially in regard to the life threat issues, which suggest an "inside job" so to speak. You can call our office at 1-800-922-6442 for a free telephone consult. ... Read More

The problem is that business people arenot expected to make personal decisions or special considerations for others. That is the responsibility fo freinds and family. If your Uncle is that disabled that he cannot make proper decisons then he needs to get to a guardianship lawyer and have a guardian appointed. That aside this will be a difficult as you are comng in after the fact, so your first issue is to presumably cancel the coverage. THEN you can retain a lawyer for your Uncle to review the situation and see whether there was some impropriety that occurred as its impossible to tell what you are basing "billed as an accident policy" and then called a "rebate program" as neither makes any sense in a vacuum, suggesting that this is all likely incorrect also. ... Read More

"Fair" has nothing to do with contract obligations, as "fair"needs to be addresed BEFORE you sign an agreement or buy a product. You will need to retain a lawyer, probably at some initial expense, to review your warranty agreement and the situation, and probably file suit if the insurer won't abide by the agreement. By example, not changing the timing belt would have little to do with replacing a covered window motor BUT could be serious and legitimate issue if there was engine damage caused by a bad timing belt or the engine being out of timing. This typically revolves around the details of the warranty agreement. ... Read More

Little guys don't win when they make poor legal and finaincial decisions. While its laudable that she spends her money on others, that does not get her credit for her own debts or obligations. Not sure what the dealer is expected to do as Wells Fargo is the lender and they have control over the loan. If she is seriously in debt she may want to consider bankruptcy. ... Read More

Good afternoon Im sorry to hear that. The pratical answer will be to definetely contact your car lender and ask for the extension. However, legally speaking, under your security agreement, the general forms used by car lenders will have a provision or clause in the agreement that states that if you are even 1 day late, they have the right to repossess the car and accelerate your note (rather then the amount owed, the full amount owed on the car itself) Nonetheless, contact your lender for some time. The larger lenders usually are accomodating if you keep them up to date and as long as you get caught within the time frame that you are requesting. If you are dealing with smaller lenders or in-house finance places, they are usually harder to deal with. If your car does unfortunately get repossessed, here in Texas, you have 10 days to recover the vehicle. Usually your options are limited, but 1st option will be to call your lender and ask how much they are asking for to release the car. Keep in mind they can ask for just the amount behind + the repo cost (generally between 600 or more) or they could have accelerated the car note and may ask for the full amount owed plus the repo cost 2nd - if the amount requested is too much, you can file a Chp13 bankruptcy which at the time of filing the car lender will have to release the car back to you. They cannot charge you any fees upfront (but can include the repo cost in your bankruptcy case). At least with the chp 13 you can get your car back sooner with less cost. Hope this help! Min Gyu Kim (Peter) Attorney Phone (713) 259-3929 2100 West Loop South Houston, TX 77027 Suite 805, 8th floor ... Read More